The Bank Credit Analysis Handbook: A Guide For Analysts, Bankers and Investors: 675 - Rilegato

Golin, Jonathan; Delhaise, Philippe

Rilegato

ISBN 10: 0470821574 ISBN 13: 9780470821572

Casa editrice: John Wiley & Sons Inc, 2013

Riassunto

A hands-on guide to the theory and practice of bank credit analysis and ratings

In this revised edition, Jonathan Golin and Philippe Delhaise expand on the role of bank credit analysts and the methodology of their practice. Offering investors and practitioners an insider's perspective on how rating agencies assign all-important credit ratings to banks, the book is updated to reflect today's environment of increased oversight and demands for greater transparency. It includes international case studies of bank credit analysis, suggestions and insights for understanding and complying with the Basel Accords, techniques for reviewing asset quality on both quantitative and qualitative bases, explores the restructuring of distressed banks, and much more.

• Features charts, graphs, and spreadsheet illustrations to further explain topics discussed in the text
• Includes international case studies from North America, Asia, and Europe that offer readers a global perspective
• Offers coverage of the Basel Accords on Capital Adequacy and Liquidity and shares the authors' view that a bank could be compliant under those and other regulations without being creditworthy

A uniquely practical guide to bank credit analysis as it is currently practiced around the world, The Bank Credit Analysis Handbook, Second Edition is a must-have resource for equity analysts, credit analysts, and bankers, as well as wealth managers and investors.

Su questo libro

L'autore:

JONATHAN GOLIN, a graduate of Berkeley and Harvard LawSchool, has more than fifteen years' experience in the financialsector. He worked at the Economist Intelligence Unit and as acredit analyst at Tokai Asia in Hong Kong before joining ThomsonBankWatch Asia in 1997, a specialist rating agency. After BankWatchwas absorbed by Fitch Ratings in 2000, Jonathan wrote the firstedition of The Bank Credit Analysis Handbook (2002).Subsequently, he relocated to London and established his own bankcredit research and training consultancy. Clients includedRabobank, Genworth Financial, Euromoney Training, the AfricanDevelopment Bank, and the Malaysia Deposit Insurance Corporation.More recently, Jonathan was employed by the UK's main bankregulator, the Financial Services Authority (FSA) as a riskspecialist. Other books in which he had a lead role includeCapital Flows Along the Mekong: The Complete Guide toInvesting in Cambodia, Laos, Myanmar, and Vietnam (1995) andCovered Bonds beyond Pfandbriefe: Innovations, Investment andStructured Alternatives (2006).

PHILIPPE DELHAISE, PhD, is the founder of CapitalInformation Services and the Carbon Management Consulting Group. Hewas the President of the Asia Division of Thomson BankWatch, andserved as an adjunct professor of finance at City University ofHong Kong. Philippe Delhaise is a graduate of the University ofLouvain (Belgium), with degrees in engineering, philosophy, andeconomics, and a graduate of the University of Chicago Booth Schoolof Business. He is currently the President of CTRisks Rating, alicensed rating agency in Hong Kong. In 1998, Wiley publishedDelhaise's well-received book on the 1997 banking crisis in Asia:Asia in Crisis: The Implosion of the Banking and FinanceSystems.

Dalla seconda/terza di copertina:

From the United States S&L crisis of the '80s and the Asianbanking crisis of the '90s, to the recent HSBC money launderingscandal and the LIBOR rate fixing scheme, it seems that hardly ayear has gone by over the past three decades that the bankingindustry hasn't made sensational headlines.

While the financial services industry generally, and banks inparticular, continue to provide some of the most attractiveinvestment opportunities in today's global markets, financialanalysts, investment managers, and savvy investors of every stripemust be especially diligent when assessing the fitness of bankinginstitutions. This is no easy feat, considering that the world ofbanking has its own conventions and arcane jargon devised, it wouldseem, to serve no other purpose than to confuse outsiders. It isalso important to note that banks don't operate like other types ofcompanies, and investors attempting to make sense of bank incomestatements and balance sheets can easily become confused, or worse,be led dangerously astray.

Coauthored by a Harvard-trained attorney with years ofexperience at the world's leading specialist bank rating agency anda past president of Thomson BankWatch Asia, The Bank CreditAnalysis Handbook, Second Edition is your hands-on guide to thetheory and practice of bank credit analysis and rating.

Clearly, concisely, the authors:

• Demystify banking terms, concepts, principles and practices forall finance professionals
• Walk you, step-by-step, through the analysis of bank financialstatements
• Provide an abundance of charts, graphs, and spreadsheetillustrations
• Explore regional variations, globally, in banking, bankanalysis, and bank ratings
• Describe the roles that bank credit analysts play, as well asthe methodologies they use
• Include international case studies from North America, Asia,and Europe
• Devote an entire chapter to bank equity analysis
• Supply a unique, insider's view of the credit assessment andcredit rating of financial institutions
• Arm you with an understanding of the reality behind publishedfinancial statements
• Offer coverage of the Basel Accords on Capital Adequacy andLiquidity and share their view that a bank could be compliant underthose and other regulations without being creditworthy.

A uniquely practical guide to bank credit analysis as it iscurrently practiced around the world, The Bank Credit AnalysisHandbook is a must-have resource for equity analysts, creditanalysts and bankers, as well as wealth managers and investors.

Su questa edizione

• Editore: John Wiley & Sons Inc
• Data di pubblicazione: 2013
• ISBN 10: 0470821574
• ISBN 13: 9780470821572
• Rilegatura: Copertina rigida
• Numero edizione: 2
• Numero di pagine: 923