Portfolios of the Poor: How the World's Poor Live on $2 a Day

Valutazione media 3,9
( su 463 valutazioni fornite da GoodReads )
 
9780691148199: Portfolios of the Poor: How the World's Poor Live on $2 a Day

Nearly forty percent of humanity lives on an average of two dollars a day or less. If you've never had to survive on an income so small, it is hard to imagine. How would you put food on the table, afford a home, and educate your children? How would you handle emergencies and old age? Every day, more than a billion people around the world must answer these questions. Portfolios of the Poor is the first book to systematically explain how the poor find solutions to their everyday financial problems. The authors conducted year-long interviews with impoverished villagers and slum dwellers in Bangladesh, India, and South Africa--records that track penny by penny how specific households manage their money. The stories of these families are often surprising and inspiring. Most poor households do not live hand to mouth, spending what they earn in a desperate bid to keep afloat. Instead, they employ financial tools, many linked to informal networks and family ties. They push money into savings for reserves, squeeze money out of creditors whenever possible, run sophisticated savings clubs, and use microfinancing wherever available. Their experiences reveal new methods to fight poverty and ways to envision the next generation of banks for the "bottom billion." Indispensable for those in development studies, economics, and microfinance, Portfolios of the Poor will appeal to anyone interested in knowing more about poverty and what can be done about it.

Le informazioni nella sezione "Riassunto" possono far riferimento a edizioni diverse di questo titolo.

Book Description:

"A fascinating discussion of the finances of the world's poor." --Nicholas Kristof, NYTimes.com

"Ten years ago, the authors of this unusual study began collecting detailed yearlong 'financial diaries' from households in Bangladesh, India, and South Africa. . . . The diarists did things that might seem irrational--borrowing in order to save; paying interest on savings--but that made sense given their unpredictable incomes and limited options. While the authors do offer prescriptions for how to expand those options, it's their scrupulous attention to actual behavior that makes this book invaluable." --New Yorker

"The book's methodology and conclusions are fascinating." --Publishers Weekly

"The authors of Portfolios of the Poor found that a 'triple whammy' characterizes the financial lives of the poor. Incomes are not only low; they are also irregular and unpredictable. . . . The authors' account suggests much that can be done to ease the financial conditions of poor people." --Anirudh Krishna, Science

"A refreshingly distinct path. Portfolios of the Poor . . . avoid[s] the big picture and zoom[s] in on the basics of daily poverty, exploring how poor families manage their money. . . . The diaries reveal a 'real, ongoing, and substantial demand' for better financial services, which poor families need to provide better health care and schooling for their children. . . . Rather than waiting for the world to debate and accept their ideas, these authors have taken them up on their own. In the war against global poverty, that feels like one small battle won." --Carlos Lozada, Washington Post

"The research provides evidence of the sophistication with which poor people think about their finances." --The Economist

"I recommend this book to anyone who has interest in improving the lives of the poor." --Melinda Gates, Co-chair, the Bill and Melinda Gates Foundation, The Huffington Post

"This is a very interesting book, which examines the quite sophisticated financial system developed by poor households to adjust their spending relative to their income." --Choice

"A masterly assessment of the financial needs of people on very low incomes . . . stuffed full of interesting and surprising insights, and should be read by anyone concerned with economic development and poverty reduction. I can't praise it highly enough. This is a model of the careful collection of evidence with important practical consequences." --Diane Coyle, The Enlightened Economist

"This book is a major contribution to the understanding of the situation of the poor in developing countries and should be a 'must reading' for both academics and policymakers concerned with ways of improving developmental policies." --Werner Baer, Enterprise and Society

"A good overview of how the world's poor intersect with financial institutions at the micro level." --Tyler Cowen, Marginal Revolution

"[A] fascinating and humanizing insight into the economic lives of the global poor, and a valuable resource for attempting to improve those lives." --Ethics & International Affairs

"The book is written in a non-technical style accessible to the lay reader. . . . [I]t makes a compelling case about the desperation of poverty, as well as the ingenuity of the people who live under conditions of poverty." --Sajeda Amin, Population and Development Review

" Portfolios of the Poor should be read by anyone interested in microfinance, but also who interested in poverty more generally and in how the poor manage their day-to-day lives." --Isabelle Guérin, Enterprise, Development and Microfinance

"[T]his is a great book. It remains an excellent survey of the poors' realities, certainly a 'must-have' for all researchers interested in the financial practices of the poor and microfinance." --Marek Hudon, Development and Change

"[T]he book is enlightening, methodologically credible and accessible; it is recommended." --Roger MacGinty, Round Table

"[W]e learn much about how the poor manage whatever little money they have. On that ground alone I highly recommend the book." --Rolf A.E. Muller, Quarterly Journal of International Agriculture

"As Collins, Morduch, Rutherford, and Ruthven summarize their argument, 'Not having enough money is bad enough. Not being able to manage whatever money you have is worse.' Their book is a detailed effort to understand how poor people manage--and, frequently, mismanage--the meager resources at their disposal. They draw on more than 250 financial diaries collected in Bangladesh, India, and South Africa that tracked how money was earned and spent, along with interviews with the diarists. The result is a unique window onto what poverty means for these households." --Timothy Besley, Foreign Affairs

"The authors of Portfolios of the Poor . . . make a convincing case both for the importance of finance in the lives of the extremely poor and for there being room to improve the provision of financial services to them." --Danny Reviews

"One of my favourite books. It gathers new evidence about the financial services people on very low incomes need--and the answers are sometimes surprising. Should be read by anyone with views on microcredit and/or payday loans." --Enlightened Economist

Dalla quarta di copertina:


"A must-read book for social entrepreneurs combating global poverty. . . . Skip the latest road-to-riches screed about serving the bottom of the pyramid and throw out your white papers from the World Bank. . . . Portfolios of the Poor is your new bible."--Jonathan C. Lewis, I on Poverty


"Too often, conversations about the needs of the world's poor are based on assumptions and clichés. This important, carefully researched, and compelling book presents the facts about the poor and their relationship to finance."--Tim Harford, author of The Undercover Economist and The Logic of Life


"This is an important, boots-on-the-ground look at how microfinance functions in the developing world. The descriptions of how poor households manage their limited resources are exciting, raw, and novel, and I found myself unable to put the book down."--Edward Miguel, University of California, Berkeley and coauthor of Economic Gangsters


Le informazioni nella sezione "Su questo libro" possono far riferimento a edizioni diverse di questo titolo.

I migliori risultati di ricerca su AbeBooks

1.

Collins, Daryl; Morduch, Jonathan; Rutherford, Stuart; Ruthven, Orlanda
ISBN 10: 0691148198 ISBN 13: 9780691148199
Nuovi Quantità: 5
Da
GreatBookPrices
(Columbia, MD, U.S.A.)
Valutazione libreria
[?]

Descrizione libro Condizione libro: New. Codice libro della libreria 8616192-n

Maggiori informazioni su questa libreria | Fare una domanda alla libreria

Compra nuovo
EUR 18,36
Convertire valuta

Aggiungere al carrello

Spese di spedizione: EUR 2,48
In U.S.A.
Destinazione, tempi e costi

2.

Collins, Daryl; Morduch, Jonathan; Rutherford, Stuart; Ruthven, Orlanda
Editore: Princeton University Press, United States (2011)
ISBN 10: 0691148198 ISBN 13: 9780691148199
Nuovi Paperback Quantità: 1
Da
The Book Depository US
(London, Regno Unito)
Valutazione libreria
[?]

Descrizione libro Princeton University Press, United States, 2011. Paperback. Condizione libro: New. New ed.. 231 x 152 mm. Language: English . Brand New Book. Nearly forty percent of humanity lives on an average of two dollars a day or less. If you ve never had to survive on an income so small, it is hard to imagine. How would you put food on the table, afford a home, and educate your children? How would you handle emergencies and old age? Every day, more than a billion people around the world must answer these questions. Portfolios of the Poor is the first book to systematically explain how the poor find solutions to their everyday financial problems. The authors conducted year-long interviews with impoverished villagers and slum dwellers in Bangladesh, India, and South Africa--records that track penny by penny how specific households manage their money. The stories of these families are often surprising and inspiring. Most poor households do not live hand to mouth, spending what they earn in a desperate bid to keep afloat. Instead, they employ financial tools, many linked to informal networks and family ties. They push money into savings for reserves, squeeze money out of creditors whenever possible, run sophisticated savings clubs, and use microfinancing wherever available. Their experiences reveal new methods to fight poverty and ways to envision the next generation of banks for the bottom billion. Indispensable for those in development studies, economics, and microfinance, Portfolios of the Poor will appeal to anyone interested in knowing more about poverty and what can be done about it. Codice libro della libreria AAZ9780691148199

Maggiori informazioni su questa libreria | Fare una domanda alla libreria

Compra nuovo
EUR 21,62
Convertire valuta

Aggiungere al carrello

Spese di spedizione: GRATIS
Da: Regno Unito a: U.S.A.
Destinazione, tempi e costi

3.

Collins, Daryl; Morduch, Jonathan; Rutherford, Stuart; Ruthven, Orlanda
Editore: Princeton University Press 2010-11-29 (2010)
ISBN 10: 0691148198 ISBN 13: 9780691148199
Nuovi Quantità: 5
Da
Chiron Media
(Wallingford, Regno Unito)
Valutazione libreria
[?]

Descrizione libro Princeton University Press 2010-11-29, 2010. Condizione libro: New. Brand new book, sourced directly from publisher. Dispatch time is 24-48 hours from our warehouse. Book will be sent in robust, secure packaging to ensure it reaches you securely. Codice libro della libreria NU-GRD-04674439

Maggiori informazioni su questa libreria | Fare una domanda alla libreria

Compra nuovo
EUR 20,83
Convertire valuta

Aggiungere al carrello

Spese di spedizione: EUR 3,53
Da: Regno Unito a: U.S.A.
Destinazione, tempi e costi

4.

Collins, Daryl; Morduch, Jonathan; Rutherford, Stuart; Ruthven, Orlanda
Editore: Princeton University Press (2010)
ISBN 10: 0691148198 ISBN 13: 9780691148199
Nuovi Brossura Quantità: 1
Da
Book Deals
(Lewiston, NY, U.S.A.)
Valutazione libreria
[?]

Descrizione libro Princeton University Press, 2010. Condizione libro: New. Brand New, Unread Copy in Perfect Condition. A+ Customer Service! Summary: This is an important, boots-on-the-ground look at how microfinance functions in the developing world. The descriptions of how poor households manage their limited resources are exciting, raw, and novel, and I found myself unable to put the book down. Codice libro della libreria ABE_book_new_0691148198

Maggiori informazioni su questa libreria | Fare una domanda alla libreria

Compra nuovo
EUR 25,07
Convertire valuta

Aggiungere al carrello

Spese di spedizione: GRATIS
In U.S.A.
Destinazione, tempi e costi

5.

Collins, Daryl; Morduch, Jonathan; Rutherford, Stuart; Ruthven, Orlanda
Editore: Princeton University Press (2011)
ISBN 10: 0691148198 ISBN 13: 9780691148199
Nuovi Quantità: 3
Da
PBShop
(Secaucus, NJ, U.S.A.)
Valutazione libreria
[?]

Descrizione libro Princeton University Press, 2011. PAP. Condizione libro: New. New Book.Shipped from US within 10 to 14 business days. Established seller since 2000. Codice libro della libreria IB-9780691148199

Maggiori informazioni su questa libreria | Fare una domanda alla libreria

Compra nuovo
EUR 21,76
Convertire valuta

Aggiungere al carrello

Spese di spedizione: EUR 3,74
In U.S.A.
Destinazione, tempi e costi

6.

Collins, Daryl; Morduch, Jonathan; Rutherford, Stuart; Ruthven, Orlanda
ISBN 10: 0691148198 ISBN 13: 9780691148199
Nuovi Paperback Quantità: 7
Da
Ria Christie Collections
(Uxbridge, Regno Unito)
Valutazione libreria
[?]

Descrizione libro Paperback. Condizione libro: New. Not Signed; Nearly forty percent of humanity lives on an average of two dollars a day or less. If you've never had to survive on an income so small, it is hard to imagine. How would you put food on the table, afford a home, and educate your children? How would you handle emergencies and old age? Every day, more. book. Codice libro della libreria ria9780691148199_rkm

Maggiori informazioni su questa libreria | Fare una domanda alla libreria

Compra nuovo
EUR 23,59
Convertire valuta

Aggiungere al carrello

Spese di spedizione: EUR 3,44
Da: Regno Unito a: U.S.A.
Destinazione, tempi e costi

7.

Collins, Daryl; Morduch, Jonathan; Rutherford, Stuart; Ruthven, Orlanda
Editore: Princeton University Press 2010-11-29, New Jersey (2010)
ISBN 10: 0691148198 ISBN 13: 9780691148199
Nuovi paperback Quantità: 5
Da
Blackwell's
(Oxford, OX, Regno Unito)
Valutazione libreria
[?]

Descrizione libro Princeton University Press 2010-11-29, New Jersey, 2010. paperback. Condizione libro: New. Codice libro della libreria 9780691148199

Maggiori informazioni su questa libreria | Fare una domanda alla libreria

Compra nuovo
EUR 21,88
Convertire valuta

Aggiungere al carrello

Spese di spedizione: EUR 5,31
Da: Regno Unito a: U.S.A.
Destinazione, tempi e costi

8.

Collins, Daryl; Morduch, Jonathan; Rutherford, Stuart; Ruthven, Orlanda
Editore: Princeton University Press
ISBN 10: 0691148198 ISBN 13: 9780691148199
Nuovi PAPERBACK Quantità: 5
Da
Movie Mars
(Indian Trail, NC, U.S.A.)
Valutazione libreria
[?]

Descrizione libro Princeton University Press. PAPERBACK. Condizione libro: New. 0691148198 Brand New Book. Ships from the United States. 30 Day Satisfaction Guarantee!. Codice libro della libreria 14623559

Maggiori informazioni su questa libreria | Fare una domanda alla libreria

Compra nuovo
EUR 24,84
Convertire valuta

Aggiungere al carrello

Spese di spedizione: EUR 3,74
In U.S.A.
Destinazione, tempi e costi

9.

Collins, Daryl; Morduch, Jonathan; Rutherford, Stuart; Ruthven, Orlanda
Editore: Princeton University Press (2010)
ISBN 10: 0691148198 ISBN 13: 9780691148199
Nuovi Paperback Quantità: 6
Da
Green Books
(Wicklow, Irlanda)
Valutazione libreria
[?]

Descrizione libro Princeton University Press, 2010. Paperback. Condizione libro: New. Brand New Book. Shipping: Once your order has been confirmed and payment received, your order will then be processed. The book will be located by our staff, packaged and despatched to you as quickly as possible. From time to time, items get mislaid en route. If your item fails to arrive, please contact us first. We will endeavour to trace the item for you and where necessary, replace or refund the item. Please do not leave negative feedback without contacting us first. All orders will be dispatched within two working days. If you have any quesions please contact us. Codice libro della libreria V9780691148199

Maggiori informazioni su questa libreria | Fare una domanda alla libreria

Compra nuovo
EUR 23,59
Convertire valuta

Aggiungere al carrello

Spese di spedizione: EUR 4,99
Da: Irlanda a: U.S.A.
Destinazione, tempi e costi

10.

Collins, Daryl; Morduch, Jonathan; Rutherford, Stuart; Ruthven, Orlanda
ISBN 10: 0691148198 ISBN 13: 9780691148199
Nuovi Quantità: 3
Da
Speedy Hen LLC
(Sunrise, FL, U.S.A.)
Valutazione libreria
[?]

Descrizione libro Condizione libro: New. Bookseller Inventory # ST0691148198. Codice libro della libreria ST0691148198

Maggiori informazioni su questa libreria | Fare una domanda alla libreria

Compra nuovo
EUR 29,03
Convertire valuta

Aggiungere al carrello

Spese di spedizione: GRATIS
In U.S.A.
Destinazione, tempi e costi

Vedi altre copie di questo libro

Vedi tutti i risultati per questo libro