Please note that the content of this book primarily consists of articles available from Wikipedia or other free sources online. Pages: 66. Chapters: Credit card, American Express, HSBC, Visa Inc., Payment Card Industry Data Security Standard, Credit card fraud, MasterCard, Credit CARD Act of 2009, China UnionPay, Wireless identity theft, Discover Card, Bankcard, Barclaycard, Revolution Money, Diners Club International, Centurion Card, Home Capital Group, VeriFone, International credit card data theft, Credit card hijacking, Wirecard, Accolades Card, Payoneer, North American Bancard, Card not present transaction, Credit card debt, ChargeSmart, Netbanx, Credit Saison, Black Card, Eurocard, Choice, InteliSpend Prepaid Solutions, Japan Credit Bureau, Virgin Credit Card, Ingenico, Cashplus, Kisan Credit Card, TaiwanMoney Card, OnePulse, The Everything Card, Gravity Payments, Offshore credit card, CardIt, Access, Card schemes, NexG PrePaid, Medi Script, EnRoute, BC Card, Negative database, Orchard Bank. Excerpt: A credit card is a small plastic card issued to users as a system of payment. It allows its holder to buy goods and services based on the holder's promise to pay for these goods and services. The issuer of the card creates a revolving account and grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user. A credit card is different from a charge card: a charge card requires the balance to be paid in full each month. In contrast, credit cards allow the consumers a continuing balance of debt, subject to interest being charged. A credit card also differs from a cash card, which can be used like currency by the owner of the card. Most credit cards are issued by banks or credit unions, and are the shape and size specified by the ISO/IEC 7810 standard as ID-1. This is defined as 85.60 × 53.98 mm (3.370 × 2.125 in) (3/8 × 2/8 in) in size. The concept of using a card for purchas...
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