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Will the Social Security system founder as millions of baby boomers enter their retirement years? Is the frightening vision of an impoverished old age a glimpse into the real future for Americans of the next generation? The authors of this book put debates about Social Security reform into historical perspective, consider various reform ideas, and elaborate a proposal to ensure that the system can continue to meet the claims of the retired and the disabled. Sylvester J. Schieber and John B. Shoven, leading experts on retirement issues, set forth a carefully considered plan to change the way we finance Social Security and thereby secure its future viability.
Exploring the history of the Social Security system from its origins during the Depression to its current troubled prospects, Schieber and Shoven analyze the program’s economic structure and introduce the remarkable personalities who influenced its evolution. The authors show how Social Security today differs from the program Franklin D. Roosevelt envisioned and how the shift to pay-as-you-go funding has led to the system’s current problems. Seen in historical context, some reform approaches are revealed as a renewal of attempts to fund Social Security through means that have repeatedly failed. The authors argue for mandatory private retirement savings accounts for workers a proposal that would lighten retirement security burdens for future generations, avoid tax increases, and preserve the system’s progressivity. This book is essential reading not only for policymakers but for anyone else who wishes to understand what Social Security reform will mean for us as a nation and as individuals.
Review: This comprehensive overview of Social Security's past and future places an enormous amount of technical information into a format ordinary readers can understand. Although a few parts are tough going, an abundance of tables and figures are a big help. The authors chronicle the development of Social Security from its origins as an FDR project in the 1930s to its current position as an enormously popular program in deep trouble. Indeed, without significant reform, say the authors, Social Security won't be around for the baby boom generation. Politicians are partly to blame, and the public has been duped: "The myth that people are only getting what they paid for has stuck in the public mind; the practical arithmetic proving that they have gotten enormous unwarranted benefits to the tune of $11.4 trillion has been easily brushed aside." The authors show, for example, that Ida May Fuller, the first retiree ever to receive Social Security benefits, paid a grand total of $24.75 into the system. Her first monthly check, however, was for $22.54, and she collected nearly $30,000 in benefits during her retirement. The problem today, of course, is that fewer workers are supporting more retirees--a pay-as-you-go system that Schieber and Shoven argue is unsustainable. They review a series of current reform proposals and then advance their own: mandatory private savings accounts for workers. These could be invested in the stock market or elsewhere, but couldn't be touched until retirement. --John J. Miller
Titolo: The Real Deal: The History and Future of ...
Casa editrice: Yale University Press
Data di pubblicazione: 1999
Condizione libro: very good
Descrizione libro Yale University Press, 1999. Condizione libro: Good. Former Library book. Shows some signs of wear, and may have some markings on the inside. Codice libro della libreria GRP8746490
Descrizione libro Yale University Press, 1999. Condizione libro: Fair. Ships from Reno, NV. Shows definite wear, and perhaps considerable marking on inside. Codice libro della libreria GRP90503862
Descrizione libro Yale University Press, 1999. Condizione libro: Good. Ships from Reno, NV. Shows some signs of wear, and may have some markings on the inside. Codice libro della libreria GRP90639848
Descrizione libro Yale University Press. Paperback. Condizione libro: VERY GOOD. Very Good copy, cover and pages show some wear from reading and storage. Binding may have light creases. Lots of life left in these pages. Codice libro della libreria 2716936020
Descrizione libro Yale University Press. Paperback. Condizione libro: Good. Book has some visible wear on the binding, cover, pages. Codice libro della libreria G0300081499I3N00
Descrizione libro Yale University Press. Paperback. Condizione libro: Very Good. Book has appearance of only minimal use. All pages are undamaged with no significant creases or tears. Codice libro della libreria G0300081499I4N00
Descrizione libro Yale University Press, 1999. Condizione libro: Used. BOOK CONDITION: Used books will have varying degrees of wear, highlighting, and notations. Access codes & supplemental materials may not be included. Inventory is subject to prior sale. SHIPPING: Only Standard shipping to PO Boxes. We are not able to ship to APO/FPOs or Internationally. Orders are shipped from Illinois. Codice libro della libreria 3671633U2
Descrizione libro Yale University Press, 1999. Trade Paperback. Condizione libro: Good. TRADE PAPERBACK Legendary independent bookstore online since 1994. Reliable customer service and no-hassle return policy. History and Social Science>Economics>General. Book: USED, Good. Bookseller Inventory # 17978030008149702. Codice libro della libreria 17978030008149702
Descrizione libro Yale University Press, 1999. Condizione libro: Very Good. 1999. Paperback. Clean copy in original cloth. . . . . Codice libro della libreria KEX0248690
Descrizione libro Yale University Press. Condizione libro: Very Good. 1999. Paperback. Clean copy in original cloth. . . . . Books ship from the US and Ireland. Codice libro della libreria KEX0248690