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A sharp exposé of the roots of the cost-exposure consensus in American health care that shows how the next wave of reform can secure real access and efficiency.
The toxic battle over how to reshape American health care has overshadowed the underlying bipartisan agreement that health insurance coverage should be incomplete. Both Democrats and Republicans expect patients to bear a substantial portion of health care costs through deductibles, copayments, and coinsurance. In theory this strategy empowers patients to make cost-benefit tradeoffs, encourages thrift and efficiency in a system rife with waste, and defends against the moral hazard that can arise from insurance. But in fact, as Christopher T. Robertson reveals, this cost-exposure consensus keeps people from valuable care, causes widespread anxiety, and drives many patients and their families into bankruptcy and foreclosure.
Marshalling a decade of research, Exposed offers an alternative framework that takes us back to the core purpose of insurance: pooling resources to provide individuals access to care that would otherwise be unaffordable. Robertson shows how the cost-exposure consensus has changed the meaning and experience of health care and exchanged one form of moral hazard for another. He also provides avenues of reform. If cost exposure remains a primary strategy, physicians, hospitals, and other providers must be held legally responsible for communicating those costs to patients, and insurance companies should scale cost exposure to individuals’ ability to pay.
New and more promising models are on the horizon, if only we would let go our misguided embrace of incomplete insurance.
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Exposed. Why Our Health Insurance is Incomplete and What Can be Done About it
Editore:
Harvard Univ Press, Cambridge, 2019
ISBN 10: 0674972163
ISBN 13: 9780674972162
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Hardcover. Condizione: New. Condizione sovraccoperta: New. First Printing. 248pp. Photos on request. Size: 8vo - over 7¾" - 9¾" tall. Codice articolo 091861
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Exposed: Why Our Health Insurance Is Incomplete and What Can Be Done about It
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Harvard University Press (edition Illustrated), 2019
ISBN 10: 0674972163
ISBN 13: 9780674972162
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Hardcover. Condizione: Very Good. Illustrated. With dust jacket. It's a well-cared-for item that has seen limited use. The item may show minor signs of wear. All the text is legible, with all pages included. It may have slight markings and/or highlighting. Codice articolo 0674972163-8-1-29
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Exposed : Why Our Health Insurance Is Incomplete and What Can Be Done About It
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Condizione: New. Codice articolo 35411005-n
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Exposed
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HRD. Condizione: New. New Book. Shipped from UK. Established seller since 2000. Codice articolo WH-9780674972162
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Exposed
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Harvard University Press, US, 2019
ISBN 10: 0674972163
ISBN 13: 9780674972162
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Hardback. Condizione: New. A sharp exposé of the roots of the cost-exposure consensus in American health care that shows how the next wave of reform can secure real access and efficiency.The toxic battle over how to reshape American health care has overshadowed the underlying bipartisan agreement that health insurance coverage should be incomplete. Both Democrats and Republicans expect patients to bear a substantial portion of health care costs through deductibles, copayments, and coinsurance. In theory this strategy empowers patients to make cost-benefit tradeoffs, encourages thrift and efficiency in a system rife with waste, and defends against the moral hazard that can arise from insurance. But in fact, as Christopher T. Robertson reveals, this cost-exposure consensus keeps people from valuable care, causes widespread anxiety, and drives many patients and their families into bankruptcy and foreclosure.Marshalling a decade of research, Exposed offers an alternative framework that takes us back to the core purpose of insurance: pooling resources to provide individuals access to care that would otherwise be unaffordable. Robertson shows how the cost-exposure consensus has changed the meaning and experience of health care and exchanged one form of moral hazard for another. He also provides avenues of reform. If cost exposure remains a primary strategy, physicians, hospitals, and other providers must be held legally responsible for communicating those costs to patients, and insurance companies should scale cost exposure to individuals' ability to pay.New and more promising models are on the horizon, if only we would let go our misguided embrace of incomplete insurance. Codice articolo LU-9780674972162
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Exposed : Why Our Health Insurance Is Incomplete and What Can Be Done About It
Editore:
Harvard University Press, 2019
ISBN 10: 0674972163
ISBN 13: 9780674972162
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Da: GreatBookPrices, Columbia, MD, U.S.A.
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Condizione: As New. Unread book in perfect condition. Codice articolo 35411005
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Exposed
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HRD. Condizione: New. New Book. Shipped from UK. Established seller since 2000. Codice articolo WH-9780674972162
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Exposed (Hardcover)
Editore:
Harvard University Press, Cambridge, Mass, 2019
ISBN 10: 0674972163
ISBN 13: 9780674972162
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Da: Grand Eagle Retail, Bensenville, IL, U.S.A.
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Hardcover. Condizione: new. Hardcover. A sharp expose of the roots of the cost-exposure consensus in American health care that shows how the next wave of reform can secure real access and efficiency.The toxic battle over how to reshape American health care has overshadowed the underlying bipartisan agreement that health insurance coverage should be incomplete. Both Democrats and Republicans expect patients to bear a substantial portion of health care costs through deductibles, copayments, and coinsurance. In theory this strategy empowers patients to make cost-benefit tradeoffs, encourages thrift and efficiency in a system rife with waste, and defends against the moral hazard that can arise from insurance. But in fact, as Christopher T. Robertson reveals, this cost-exposure consensus keeps people from valuable care, causes widespread anxiety, and drives many patients and their families into bankruptcy and foreclosure.Marshalling a decade of research, Exposed offers an alternative framework that takes us back to the core purpose of insurance: pooling resources to provide individuals access to care that would otherwise be unaffordable. Robertson shows how the cost-exposure consensus has changed the meaning and experience of health care and exchanged one form of moral hazard for another. He also provides avenues of reform. If cost exposure remains a primary strategy, physicians, hospitals, and other providers must be held legally responsible for communicating those costs to patients, and insurance companies should scale cost exposure to individuals' ability to pay.New and more promising models are on the horizon, if only we would let go our misguided embrace of incomplete insurance. Democrats and Republicans fight endlessly over health care, but neither side disputes one of the systems most basic flaws: the foisting on patients of substantial costs through deductibles, copayments, and coinsurance. Marshalling a decade of research, Christopher Robertson shows why this model is dysfunctional and offers ideas for improvement. Shipping may be from multiple locations in the US or from the UK, depending on stock availability. Codice articolo 9780674972162
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Exposed: Why Our Health Insurance Is Incomplete and What Can Be Done about It
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Condizione: new. Codice articolo ad1e353e8ad89721ba848229e0524411
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Exposed: Why Our Health Insurance Is Incomplete and What Can Be Done about It
Da: Kennys Bookshop and Art Galleries Ltd., Galway, GY, Irlanda
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Condizione: New. 2019. Hardcover. . . . . . Codice articolo V9780674972162
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