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Excerpt from The Banker's Common-Place Book
The Profits to a Bank from its Bank Notes and Deposits. - A bank which should possess a capital limited to a hundred thousand dollars, could lend only a hundred thousand dollars, if it possessed neither bank notes of its own creation, nor deposits of other persons' money hence, such a bank could gain but six per cent. The year on its capital, if its loans were made on securities that would mature ixl sixty days, or but seven per cent. If its loans were made on longer securities. But from this six or seven per cent. Would have to be deducted, the salaries of the bank's officers, the rent of its banking house, its stationery, el, taxes, &c., so as to leave of its income, to be divided among its stockholders, not more than from three to five per cent. The year, a dividend smaller than the productiveness of capital in other occupations, and, consequent ly, destructive to the continuance of banking.
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The Banker's Common-Place Book (Classic Reprint)
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Paperback. Condizione: New. Print on Demand. This book, first published in 1849, is the work of one of the oldest American bankers at the time of writing. It comprehensively analyzes the subject of banking and includes insights on such matters as interest rates, liabilities of bank stockholders, legal privileges accorded to safety fund banks, and the relationship between banking and national currency. The author discusses different types of banking systems, including safety fund and free banks, and explores their relative merits and drawbacks. He also examines the role of bank notes and deposits in the economy, and the factors that affect their value. The book provides a valuable historical perspective on the banking industry and offers insights on topics that are still relevant today. It will be of interest to anyone who wants to understand the intricacies of banking and its impact on the economy. This book is a reproduction of an important historical work, digitally reconstructed using state-of-the-art technology to preserve the original format. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in the book. print-on-demand item. Codice articolo 9781332002283_0
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The Banker's CommonPlace Book Classic Reprint
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PAP. Condizione: New. New Book. Shipped from UK. Established seller since 2000. Codice articolo LW-9781332002283
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The Banker's CommonPlace Book Classic Reprint
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PAP. Condizione: New. New Book. Shipped from UK. Established seller since 2000. Codice articolo LW-9781332002283
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The Banker's Common-Place Book (Classic Reprint)
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Condizione: Hervorragend. Zustand: Hervorragend | Sprache: Englisch | Produktart: Bücher. Codice articolo 26041065/1
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