The Effect of Bank Liquidity Problem on Financing the Economic Development: Economic Development - Commercial Banks - Islamic Banks - Brossura

HASSANEIN, MOHAMED NAGUIB

 
9781697440645: The Effect of Bank Liquidity Problem on Financing the Economic Development: Economic Development - Commercial Banks - Islamic Banks

Sinossi

In general, the distribution made by the commercial banks for their resources to the various aspects of usage, is governed by two considerations:The first consideration is the profitability, as when the commercial banks take the form of special projects, they aim from the conduct of their business to make profits for their owners and shareholders. The commercial banks get their interests from the benefits they obtain as a return for their loans and investments. The achievement of profit remains a point of consideration for the single bank, even if the banking system is composed of a number of banks which compete with each other in conducting the ordinary banking business, as although the achievement of the profits is not the goal of the banking system in its entirety, the ability of the single bank to make profits is inevitably under consideration by the authorities governing the banks in the field of assessing its efficiency in practicing the banking activity, compared to the other banks. The profitability is not the only consideration that governs the banks in selecting their assets and directing their policy, as there is the liquidity consideration, which is very important. It is the fundamental problem in the management of commercial banks.the book includes the management of liquidity in deposit banks , and the impact of the liquidity problem on the financing of economic development .the book also includes a solution that serves the interest of the national economy as well as the interest of the bank

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