Characteristics of Demand for Rural Credit - Brossura

Mpuga, Paul

Brossura

ISBN 10: 3639017943 ISBN 13: 9783639017946

Casa editrice: Vdm Verlag Dr Mueller E K, 2008

Riassunto

Uganda's financial sector is underdeveloped and concentrated in the urban areas, leaving the majority the rural households with at the mercy of the often costly informal sources. This study analyses the demand for rural financial services in Uganda. To promote agriculture and rural development in Uganda, and elsewhere through the provi­sion of credit, it is important to understand the characteristics of its demand in these areas. We find that Uganda's credit market is seg­mented such that rural residents have limited access to the formal financial services. Most of those who applied for loans applied to rela­tives and friends and community self-help savings and credit asso­ciation. Loan applications individuals living in the rural areas are less likely to be successful, and for those that are, smaller loans are gran­ted compared to the individuals in the urban areas. While government policy on agricultural modernisation considers credit as an important input to its success, there is more to be done to get credit working for the sector.

Dettagli dell'edizione

• Editore: Vdm Verlag Dr Mueller E K
• Data di pubblicazione: 2008
• Lingua: Inglese
• ISBN 10: 3639017943
• ISBN 13: 9783639017946
• Rilegatura: Copertina flessibile
• Numero di pagine: 88
• Contatto del produttore: non disponibile
• Persona responsabile: non disponibile