Credit Risk Management and Bank Performance: Institutional Investor's Perspective - Brossura

Mahmood, Shahid; Riaz, Ahsan

Brossura

ISBN 10: 363976093X ISBN 13: 9783639760934

Casa editrice: Scholars' Press, 2025

Riassunto

Credit risk management focuses on identifying, assessing, and mitigating the risk of borrower default. The book explores key principles, methodologies, and frameworks used by financial institutions to manage credit risk effectively. It covers credit scoring models, portfolio risk assessment, regulatory frameworks like Basel Accords, and stress testing techniques. The book emphasizes risk mitigation tools such as credit derivatives, collateralization, and diversification. It also discusses early warning signals, loan classifications, and risk-adjusted return models. Case studies highlight real-world applications, showing how institutions navigate market volatility and economic downturns. A key takeaway is the balance between risk appetite and profitability, ensuring sustainable lending practices. The book underscores the role of AI, machine learning, and big data in enhancing credit risk analytics. It provides a strategic perspective on integrating risk management into financial decision-making while complying with evolving global regulations.

Su questo libro

Informazioni sull'autore

Shahid Mahmood serves as a Research Officer in the Department of Commerce at Government College University Faisalabad (GCUF). He is currently pursuing a PhD in Business Management. His research interests include Strategic Human Resource Management, Organizational Behavior, and Total Quality Management.

Dettagli dell'edizione

• Editore: Scholars' Press
• Data di pubblicazione: 2025
• Lingua: Inglese
• ISBN 10: 363976093X
• ISBN 13: 9783639760934
• Rilegatura: Copertina flessibile
• Numero di pagine: 120
• Contatto del produttore: non disponibile
• Persona responsabile: non disponibile