Prior to economic reforms initiated in early 1990s, the banking sector in India suffered from lack of competition, low capital base, inefficiency, and high intermediation costs. The banking industry - dominated by the public sector - was subject to a high degree of financial repression, characterized by administered interest rates and allocated credit. Reforms in India's commercial banking sector had two distinct phases. The first phase of reforms focused mainly on enabling and strengthening measures. The second phase of reforms placed greater emphasis on structural measures and improvement in standards of disclosure and levels of transparency in order to align India's standards with international best practices. Reforms have brought about considerable improvements, as reflected in various parameters relating to capital adequacy, asset quality, profitability, and operational efficiency. Although commercial banks still face the problem of overhang of non-performing assets, high spread, and low profitability in comparison with banks in other emerging market economies, India's reforms - which are examined in this book - have been successful in enhancing the performance of commercial banks in terms of both stability and efficiency parameters.
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Da: Biblios, Frankfurt am main, HESSE, Germania
Condizione: New. pp. xv + 219. Codice articolo 182614682
Quantità: 4 disponibili
Da: Books in my Basket, New Delhi, India
Hardcover. Condizione: New. ISBN:9788177082838,236pp. Codice articolo 2448089
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Da: Vedams eBooks (P) Ltd, New Delhi, India
Hardcover. Condizione: New. Contents Preface 1 Banking system introduction and recent studies 2 Evolution of banking system in India 3 Banking sector reforms in India 4 Performance evaluation of post reforms banking sector 5 Issues related to banking sector reforms 6 Internet banking in India 7 Modernisation of banking regulation and supervision Bibliography IndexPrior to economic reforms initiated in early 1990s the banking sector in India suffered from black of competition low capital base inefficiency and high intermediation costs The banking industry dominated by the public sector was subject to a high degree of financial repression characterized by administered interest rates and allocated creditReforms in the commercial banking sector had two distinct phases The first phase of reforms introduced subsequent to the release of the report of the committee on financial system 1992 focussed mainly on enabling and strengthening measures The second phase of reforms introduced subsequent to the recommendations of the Committee on Banking Sector Reforms 1998 placed greater emphasis on structural measures and improvement in standards of disclosure and levels of transparency in order to align the Indian standards with international best practices Reforms have brought about considerable improvements as reflected in various parameters relating to capital adequacy asset quality profitability and operational efficiencyAlthough commercial banks still face the problem of overhang of non-performing assets NPAs high spread and low profitability in comparison with banks in other emerging market economies reforms have been successful in enhancing the performance of commercial banks in terms of both stability and efficiency parameters 236 pp. Codice articolo 96021
Quantità: 5 disponibili