The term Fintech is a combination of the words “financial” and “technology,” which is now a real business need. However, there are limited books covering holistic aspects from adoption to the future of Fintech. This book directs readers on how to adopt Fintech, develop regulation and risk frameworks, implement it in financial services, address ethical dilemmas, and sustain improvements. The anticipated challenges are developing trust, security, privacy, and a regulated environment without compromising profitability and financial stability. The anticipated solution is strengthening the governance, use of unbreachable technologies, risk management, consumer data protection, and sustainable practices.

This book is recommended for stakeholders, especially Fintech scholars, practitioners, and policymakers. It provides holistic insight and opportunities to support Fintech developments for the betterment of the economy and society. Fintech is defined as injecting technology into the area of finance for better security, speed, and customer experience. This book provides readers with direct case studies for better understanding. In addition, it explains the regulation and usage of Fintech in daily transactions. Readers are shown how Fintech has an imperative role in financial analysis, Insurtech, and the share market.

Informazioni sull?autore

Syed Hasan Jafar is an Area Chair of Finance at Woxsen University. He has around 13 Years of Experience in the field of Finance and worked as a Research Analyst, Deputy Research Head, and Corporate Trainer. He comes on several national media channels as a financial expert to share his view on the financial market. His areas of expertise are Security Analysis, Corporate Finance, Equity and Derivative Research, and Valuation. He has taken several sessions in top universities in India and abroad. He was Awarded as Best Faculty of the Year 2020-21 in Woxsen School of Business, Woxsen University. He conducted more than 50 Investor awareness programs nationwide and was awarded the best Research Analyst several times during his corporate experience.

Dr. Hemachandran K has been a passionate teacher with 14 years of teaching experience and having 5 years of research experience. A strong educational professional with a scientific bent of mind, highly skilled in AI & ML. After receiving Ph.D. in embedded system at Dr. MGR Educational & Research Institute, India. He started doing interdisciplinary research in AI. An open-ended positive person who has a stupendous peer-reviewed publication record with more than 20 journals and international conference publications. He served as an effective resource person at various national and international scientific conferences. He has rich research experience in mentoring UG & PG student projects. He owed two patents to his credentials. He has a life membership in estimable professional bodies. He was a pioneer in establishing a Single Board Computer lab at Ashoka Institutions, Hyderabad, India. His self-paced learning schedule and quench to upgrade and update learning skills resulted in the awarding of around 15 online certificate courses conferred by COURSERA and other online platforms. His editorial skills made him to include as an editorial board member of numerous reputed SCOPUS / SCI journals.

Dr. Shakeb Akhtar is an Assistant Professor and Program Director of MBA (Financial Services) at the School of Business, Woxsen University. He has been a passionate teacher with 3 years of teaching experience and having 5 years of research experience He has completed his Ph.D. in Banking and Finance from Aligarh Muslim University, Aligarh, Uttar Pradesh, India. His Ph.D. thesis concentrates on the comparison of the performance of private and foreign sector banks in India. He was declared a university topper in PG and Ph.D. coursework examinations. His research has been featured in leading journals including Benchmarking: An International Journal, Quality and Quantity, Journal of Risk and Financial Management, International Journal of Sustainable Development and World Ecology, and one case study in his area is published in Emerging Economics Case Journal. His research interests include banking, sustainability, ESG, corporate governance, and green innovation practices. He teaches courses on corporate finance, accounting for managers, cost accounting, banking, and insurance practices.

Dr. Parvez Alam Khan is an Assistant Professor at the School of Business, Woxsen University with 4 years of industry and 5 years of research experience He has completed his Ph.D. in Management from Universiti Teknologi PETRONAS, Malaysia. His research has been featured in leading journals including Business Strategy and the Environment, Cogent Business & Management, Environmental Science and Pollution Research, and Journal of Risk and Financial Management. His research interests include sustainable innovation, green innovation, social innovation, SDG, and corporate governance. He teaches courses on accounting, sustainability, sustainable finance, corporate governance, and strategic management.

Hani El-Chaarani is a full professor of finance. He is a financial consultant in many public and private institutions. He is a board member and financial advisor for many family firms in the MENA region. He holds a Ph.D. in Business Administration from the University of Bordeaux-IV (France), an MSc in Business Administration from the IAE-Bordeaux (France) and an MSc in Finance and Accounting from the Lebanese University. In addition, he holds a Rural and Economic Development diploma from Illinois University-USA, an Excellence in Teaching diploma from Illinois University-USA, and a Crisis Economic Leadership Diploma from London Business School-UK. He is a charted accountant and visiting professor at various universities, research centers, and international organizations. He is the head of the Business School at Beirut Arab University - Lebanon. He acted as the keynote speaker and delivered professional talks on various international forums. He is leading the IBERA (International Business and Economic Research Academy). He published close to 50 scientific works in high-ranked journals and international conferences. He is a reviewer in several ranked journals. His research interests include financial behavior, corporate governance, SME performance, blockchain, big data management.

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