The banking industry affects the welfare of every other industry and the economy. Banks are the leaders of the financial-services industry as a whole, however, financial-service competitors are now challenging them more than ever before. Bank Management and Financial Services is designed to help students master established management principles and to confront the perplexing issues of risk, regulation, technology, and competition that bankers and other financial-service managers see as their greatest challenges for the future.
Introduction to the Business of Banking and Financial-Services Management
1. An Overview of Banks and the Financial-Services Sector
2. The Impact of Government Policy and Regulation on Banking and the Financial-Services Industry
3. The Organization and Structure of Banking and the Financial-Services Industry
4. The Financial Statements of banks and Some of Their Closest Competitors
5. Measuring and Evaluating the Performance of banks and Their Principle Competitors
Asset-Liability Management Techniques and Hedging against Interest-Rate Risk and Credit Risk
6. Asset-Liability Management:Determining and Measuring Interest Rates and Controlling Interest-Sensitive and Duration Gaps
7. Using Financial Futures,Options,Swaps,and Other Hedging Tools in Asset-Liability Management
8. Asset-Backed Securities, Loan Sales, Credit Standbys,and Credit Derivatives: Important Risk-Management Tools for Banks and Competing Financial-Service Firms
Managing the Investment Portfolios and Liquidity Positions of Banks and Similar Financial Firms
9. The Investment Function in Banking and Financial Services
10. Liquidity and Reserve Management:Strategies and Policies
Managing the Sources of Funds for Banks and Their Closest Competitors
11. Managing and Pricing Deposit Services
12. Managing Nondeposit Liabilities and Other Sources of Borrowed Funds
13. Sources of Fee Income: Investment Banking, Security Trading, Insurance, Trust, and Other Revenue-Producing Services
14. The Management of Capital
Providing Loans to Businesses and Consumers
15. Lending Policies and Procedures
16. Lending to Business Firms and Pricing Business Loans
17. Consumer Loans, Credit Cards, and Real Estate Lending