Although the growth in consumer credit during the past 30 years has contributed to a general increase in the living standards of those people who were in a position to obtain credit, this has given rise to problems on the legal, social and economic fronts. Consumer credit legislation cannot solve all these problems, but it can provide an answer where exploitation occurs. In writing this text, the authors have aimed to provide a clear and concise overview of the basic principles of consumer credit law in South Africa. This publication should be useful to bankers, legal practitioners, law and commerce students and people in business who are not conversant with this area of law.

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