Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time
Cara O'Neill
ISBN 10: 1413333486 ISBN 13: 9781413333480
Editore: NOLO, 2026
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Venditore AbeBooks dal 9 agosto 2004
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Stop creditors. Get more time to pay.
Filing for Chapter 13 bankruptcy stops creditors, lawsuits, wage garnishments, bank levies, and other collection actions, giving you time to restructure debts in a three- or five-year repayment plan. Each monthly payment goes primarily toward the debts that matter most—your mortgage, car loan, support obligations, and taxes. Credit card balances, medical accounts, and utility bills usually receive a small fraction of the balance. Chapter 13 filers can also use the plan to avoid foreclosure and vehicle repossession or pay to keep property they’d lose in Chapter 7 over time. Sometimes, they can even reduce or eliminate secured loans.
This guide explains the benefits of Chapter 13 and more, including how to find and hire the right lawyer and calculate the monthly payment. It also covers what to expect during the process, which debts get erased after completing plan payments, how to rebuild credit after the case ends, and more.
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Titolo: Chapter 13 Bankruptcy: Keep Your Property & ...
Casa editrice: NOLO
Data di pubblicazione: 2026
Legatura: Brossura
Condizione: New