Nicholas Ryder is Reader in Law at the University of the West of England, Bristol. He is currently head of the Commercial Law Research Unit and co-convener for the Banking and Finance Stream for the Society of Legal Scholars.

Margaret Griffiths is Professor Emeritus at the University of Glamorgan. She is a specialist in consumer law, having taught and researched the area for over thirty years.

Lachmi Singh is a senior lecturer in law at the University of the West of England, Bristol, where she specialises in contract law, international trade and carriage of goods by sea.

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