Money Lessons Nobody Taught You (Paperback)
Lingua: inglese
Editore: Independently Published, 2026
- Brossura
- Nuovo
Da: Grand Eagle Retail, Bensenville, IL, U.S.A.Grand Eagle Retail
Venditore AbeBooks dal 12 ottobre 2005
Condizione: Nuovo
EUR 18,64
Quantità: 1 disponibile
Aggiungi al carrelloDescrizione dell’articolo da parte del venditore
Paperback. Something close to a third of every paycheck disappears before it ever reaches a checking account, and most people cannot say exactly where that money goes or whether any of it is actually working in their favor.Generic financial advice assumes a life that does not match yours: a single steady paycheck, an emergency fund based on a round number instead of your real expenses, a credit score chased in isolation, a tax refund celebrated instead of questioned. Rules of thumb are written for an average household that does not actually exist, which is why following them to the letter can still leave a budget breaking under the first bad month, a retirement match going unclaimed for years, or an insurance policy that protects the wrong things entirely. Financial information also tends to arrive in scattered fragments, one article here and one podcast there, rarely built to show how one decision affects the next.This book replaces borrowed rules with a single, connected, plain-language walkthrough of how money actually moves through an ordinary working life, so you can make decisions based on your own numbers instead of someone else's assumptions.Inside, you will learn how to: Calculate an emergency fund sized to your real essential expenses instead of a borrowed round numberRead every line of a pay stub and catch the deductions, contributions, and errors most people never checkTell the difference between debt that quietly builds your position and debt that slowly drains itClaim a full employer retirement match and choose confidently between contribution typesBuild a budget designed to bend under a bad month instead of collapsing the first time real life interferesUse a simple script to negotiate recurring bills that quietly creep upward every yearUnderstand what a credit score does and does not measure, so you stop chasing a number instead of what actually protects youThe book also walks through correcting tax withholding, choosing insurance coverage based on what you truly cannot afford to lose, evaluating popular investment advice, automating your finances without losing oversight, tracking net worth as a truer measure of progress than income, putting basic estate planning documents such as beneficiary designations and a will in place, and teaching practical money habits to the next generation.This book is written for working adults who feel behind on money despite trying to do the responsible things, for people managing irregular or variable income, for anyone who has never had a clear explanation of a pay stub or a retirement match, and for parents who want to raise financially capable kids without having every answer themselves. It does not assume a finance background, a high income, or an existing investment portfolio, and every explanation is written the way a knowledgeable friend would walk you through it.Add this practical resource to your library and start replacing generic financial rules with a clear, honest picture built around your own paycheck, your own debt, and your own decisions. This item is printed on demand. Shipping may be from multiple locations in the US or from the UK, depending on stock availability. …
Codice articolo 9798172356551
- Titolo
- Money Lessons Nobody Taught You (Paperback)
- Autore
- Christopher J. Holden
- Editore
- Independently Published
- Anno di pubblicazione
- 2026
- Condizione
- new
- Rilegatura
- Paperback
- Lingua
- inglese
- ISBN 13
- 9798172356551
Something close to a third of every paycheck disappears before it ever reaches a checking account, and most people cannot say exactly where that money goes or whether any of it is actually working in their favor.
Generic financial advice assumes a life that does not match yours: a single steady paycheck, an emergency fund based on a round number instead of your real expenses, a credit score chased in isolation, a tax refund celebrated instead of questioned. Rules of thumb are written for an average household that does not actually exist, which is why following them to the letter can still leave a budget breaking under the first bad month, a retirement match going unclaimed for years, or an insurance policy that protects the wrong things entirely. Financial information also tends to arrive in scattered fragments, one article here and one podcast there, rarely built to show how one decision affects the next.
This book replaces borrowed rules with a single, connected, plain-language walkthrough of how money actually moves through an ordinary working life, so you can make decisions based on your own numbers instead of someone else's assumptions.
Inside, you will learn how to:
- Calculate an emergency fund sized to your real essential expenses instead of a borrowed round number
- Read every line of a pay stub and catch the deductions, contributions, and errors most people never check
- Tell the difference between debt that quietly builds your position and debt that slowly drains it
- Claim a full employer retirement match and choose confidently between contribution types
- Build a budget designed to bend under a bad month instead of collapsing the first time real life interferes
- Use a simple script to negotiate recurring bills that quietly creep upward every year
- Understand what a credit score does and does not measure, so you stop chasing a number instead of what actually protects you
The book also walks through correcting tax withholding, choosing insurance coverage based on what you truly cannot afford to lose, evaluating popular investment advice, automating your finances without losing oversight, tracking net worth as a truer measure of progress than income, putting basic estate planning documents such as beneficiary designations and a will in place, and teaching practical money habits to the next generation.
This book is written for working adults who feel behind on money despite trying to do the responsible things, for people managing irregular or variable income, for anyone who has never had a clear explanation of a pay stub or a retirement match, and for parents who want to raise financially capable kids without having every answer themselves. It does not assume a finance background, a high income, or an existing investment portfolio, and every explanation is written the way a knowledgeable friend would walk you through it.
Add this practical resource to your library and start replacing generic financial rules with a clear, honest picture built around your own paycheck, your own debt, and your own decisions.
"Riassunto" può appartenere a un’altra edizione di questo titolo.
Grand Eagle Retail
Bensenville, IL, U.S.A.
Venditore AbeBooks dal 12 ottobre 2005
Tariffe di spedizione nazionale per U.S.A.
| Articolo | Da 6 a 14 giorni lavorativi | Da 6 a 16 giorni lavorativi |
|---|---|---|
| Primo articolo | EUR 0,00 | EUR 0,00 |
Metodi di pagamento
Informazioni sull’azienda del venditore
APOLLO ONLINE CORP.
605 Geddes Street
Wilmington, DE U.S.A. 19805
Condizioni di vendita
We guarantee the condition of every book as it¿s described on the Abebooks web sites. If you¿ve changed
your mind about a book that you¿ve ordered, please use the Ask bookseller a question link to contact us
and we¿ll respond within 2 business days.
Books ship from California and Michigan.
Diritto di recesso
Se sei un consumatore puoi recedere dal contratto in conformità con quanto segue. Per Consumatore si intende qualsiasi persona fisica che agisce per scopi estranei alla propria attività commerciale, imprenditoriale, artigianale o professionale.
Informazioni sul diritto di recesso
Diritto legale di recesso
Hai il diritto di recedere dal presente contratto entro 14 giorni senza fornire alcuna motivazione.
Il periodo di recesso scade dopo 14 giorni dal giorno in cui tu o una terza parte, diversa dal vettore e da te indicata, acquisisce il possesso fisico dell'ultimo bene o dell'ultimo lotto o pezzo.
Per esercitare il diritto di recesso, compila e invia elettronicamente una dichiarazione esplicita sul nostro sito Web, alla voce “I miei acquisti” nella sezione “Mio account”. Ti comunicheremo senza indugio una conferma di ricezione di tale recesso su un supporto durevole (ad es. via e-mail).
Per rispettare il termine di recesso, è sufficiente inviare la comunicazione relativa all'esercizio del diritto di recesso prima della scadenza del periodo di recesso stesso.
Effetti del recesso
In caso di recesso dal presente contratto, ti rimborseremo tutti i pagamenti ricevuti, compresi i costi di spedizione (ad eccezione dei costi supplementari derivanti dalla tua eventuale scelta di un tipo di spedizione diverso dal tipo meno costoso di consegna standard da noi offerto).
Potremo effettuare una detrazione dal rimborso per la perdita di valore dei beni forniti, qualora tale perdita sia il risultato di una manipolazione non necessaria da parte tua.
Eseguiremo il rimborso senza indebito ritardo e non oltre 14 giorni dal giorno in cui saremo informati della tua decisione di recedere dal presente contratto.
Il rimborso sarà effettuato utilizzando lo stesso mezzo di pagamento da te usato per la transazione iniziale, salvo che tu non abbia espressamente concordato altrimenti; in ogni caso, non dovrai sostenere alcun costo quale conseguenza di tale rimborso.
Possiamo trattenere il rimborso finché non avremo ricevuto i beni oppure finché non avrai fornito la prova di averli rispediti, a seconda di quale condizione si verifichi per prima.
Dovrai rispedire i beni o consegnarli a Grand Eagle Retail, Bensenville, Illinois, U.S.A., senza indebito ritardo e, in ogni caso, entro 14 giorni dal giorno in cui ci hai comunicato la tua volontà di recedere dal presente contratto. Il termine è rispettato se rispedisci i beni prima della scadenza del periodo di 14 giorni. I costi diretti della restituzione dei beni saranno a tuo carico. Sei responsabile solo della diminuzione del valore dei beni risultante da una manipolazione diversa da quella necessaria per stabilire la natura, le caratteristiche e il funzionamento dei beni stessi.
Eccezioni al diritto di recesso
Il diritto di recesso non si applica a:
- La fornitura di giornali, periodici o riviste ad eccezione dei contratti di abbonamento; e
- La fornitura di contenuto digitale non fornito su un supporto materiale (ad es. su un CD o DVD), se al momento dell'invio dell'ordine hai accettato l'inizio dell'esecuzione e hai riconosciuto che non avresti potuto recedere una volta iniziata l'esecuzione.
Condizioni di spedizione
Orders usually ship within 2 business days. All books within the US ship free of charge. Delivery is 4-14 business days anywhere in the United States.
Books ship from California and Michigan.
If your book order is heavy or oversized, we may contact you to let you know extra shipping is required.