Your Money Milestones - A Guide to Making the 9 Most Important Financial Decisions of Your Life

“Here is a lively new guide that offers fresh and actionable ways to approach everyday financial problems. Whether you’re rich or just getting by, starting your career or winding down, you’ll benefit from the author’s insightful observations and suggestions—all delivered with warmth and wit.”

—Evan Cooper, Deputy Editor, InvestmentNews

“The author’s unique gift is to make complex ideas from the world of high finance simple to understand, and his new book gently coaches readers in how to think about their personal finances. Best of all, readers can use Milevsky’s financial calculators online to test these ideas, so they can make choices with confidence. Investing in this book might be the wisest financial decision you make this year.”

—Gil Weinreich, Editor, Research Magazine

“The author has accomplished the near impossible. He has made the complicated, confusing, and often contradictory world of personal financial planning easy to understand. More importantly, he’s made it easy to act on his ground-breaking advice and guidance and has made it easy for readers to address their most important financial decisions in a thoughtful, practical, and painless manner.”

— Robert Powell, Editor, Retirement Weekly and Retirement Columnist, www.MarketWatch.com/retirement

“What are the nine crucial financial decisions every person must make over the course of a lifetime? If you don’t know, read this book. The author’s nine choices revolve around his core concept of human capital and how it must be gradually converted to financial capital to achieve a successful retirement.”

—Jonathan Chevreau, National Post Columnist and Author of Findependence Day

“Your Money Milestones helps just about anyone see life’s most important money decisions in a fresh and completely rational light. If you want a smart, practical roadmap to a financially sound future, you need this book.”

—Eric Schurenberg, Editor-in-Chief, BNET

Moshe A. Milevsky, Ph.D. is a tenured finance professor at the Schulich School of Business at York University (www.yorku.ca) in Toronto, Canada, and the executive director of the nonprofit IFID Centre (www.ifid.ca). He is also the president and CEO of The QWeMA Group (www.qwema.ca), a software company that develops intellectual property and numerical algorithms for the financial services industry. He also writes a monthly column for Research Magazine that is read by financial advisors and planners in North America.

Moshe is a well-known public speaker and has delivered keynote lectures and seminars in Europe, South America, the Far East, and the UK. In June 2009, he was a main platform speaker for MDRT’s annual meeting. He has consulted for global insurance companies and pension funds including the Florida State Board of Administration’s (FSBA) retirement plan. He is currently a member of a variety of corporate advisory councils. To date he has published seven books, more than 50 peer-reviewed research papers, and more than 100 personal finance articles on the topic of insurance, investments, pensions, retirement, and annuities.

Moshe received two National Magazine (Canada) awards in 2003 for his popular-press writing and received a Graham and Dodd scroll award from the CFA Institute for a 2006 research article in the Financial Analysts Journal. In the summer of 2002, he was elected a Fellow of the Fields Institute for Research in Mathematical Sciences, and in September 2008, he was given a lifetime achievement award from the Retirement Income Industry Association (RIIA). In May 2009, he was named to Investment Advisor magazine’s IA25 list of most influential people in the financial advisory business.

Moshe’s previous book Are You a Stock or a Bond? Create Your Own Pension Plan for a Secure Financial Future was published by FT Press in September 2008 and is available in fine bookstores everywhere.