This retirement planning guidebook provides an easy-to-follow, step-by-step program for planning your retirement years. It will show you how to survive future downturns, so that you can focus on enjoying your rest-of-life. Covers retirement planning holistically, discussing strategies for Social Security benefits, pension benefits, using IRAs and 401(k) accounts to generate retirement income, investment strategies, medical insurance and Medicare, long-term care, working with retirement planners, and health and lifestyle. Includes checklists, lists of helpful resources, and worksheets to help you determine if you'll have enough retirement income to cover your retirement living expenses. Great for people who want to keep it simple.
Steve Vernon, F.S.A., has helped Fortune 1000 employers design and manage their retirement programs for more than 35 years. During that time, he worked on the front lines of the extraordinary shift that's taken place in retirement plans, as companies move from traditional, defined benefit pension plans to 401(k) and other defined contribution plans. This significant change places a tremendous responsibility on individuals to generate a retirement income that lasts for life.
Steve currently writes a regular blog column for CBS MoneyWatch, titled Money for Life, where he addresses the critical topics facing people in retirement. His previously published works include:
- Money for Life: Turn Your IRA and 401(k) Into a Lifetime Retirement Paycheck
- The Quest: For Long Life, Health and Prosperity (a DVD/workbook set)
- Live Long & Prosper! Invest in Your Happiness, Health and Wealth for Retirement and Beyond
- Don't Work Forever! Simple Steps Baby Boomers Must Take To Ever Retire
Steve is one of the most sought-after retirement experts in the country. He is quoted frequently in such publications as The Wall Street Journal, New York Times, Los Angeles Times, USAToday, BusinessWeek, Fortune Magazine, Kiplinger’s, and Money Magazine. He is an experienced speaker, with over 300 presentations, keynote addresses and workshops on his books and DVD. He has addressed audiences ranging from professional conferences, employee workshops, lunch/dinner clubs, graduation ceremonies, union organizations, and executive retreats. Audience sizes have ranged from 20 to over 1,000.
As president of Rest-of-Life Communications, Steve delivers retirement planning workshops and conducts retirement education campaigns. He has never sold insurance, annuities, or investments; this enables him to be unbiased in his writing and recommendations.
Steve is a Research Scholar at the Stanford Center on Longevity, where he conducts research on retirement income strategies and behavioral finance. He previously worked at Mercer, a prominent Human Resources Consulting firm. In 2006, he retired as a Vice President from Watson Wyatt after a 25-year career.
