Simple Investing Guide to Fire (Paperback)
Lingua: inglese
Editore: Huttons Publishing, 2026
- Brossura
- Nuovo
Da: Grand Eagle Retail, Bensenville, IL, U.S.A.Grand Eagle Retail
Venditore AbeBooks dal 12 ottobre 2005
Condizione: Nuovo
EUR 17,13
Quantità: 1 disponibile
Aggiungi al carrelloDescrizione dell’articolo da parte del venditore
Paperback. Simple Investing Guide To FIRE: What the UK Early Retirement Community Knows That Most Investors Don't. A UK Guide Kindle Edition by Stuart Welch (Author) Format: Kindle Edition Part of: Simple Investing (7 books) See all formats and editionsHere is something nobody tells you about financial independence. It is considerably simpler than the industry would have you believe.Most people in this country will work until they are told they can stop. Not until they want to stop. Until the government, or their employer, or their failing knees make the decision for them.A growing number of people have decided they're not particularly interested in that arrangement. The movement is called FIRE - Financial Independence, Retire Early - and for the last decade it has been dominated by American voices talking about American accounts, American taxes, and American healthcare. Almost none of it applies to anyone holding a British passport.This book is the corrective.Written by someone who spent twenty-five years inside the industryStuart Welch's career took him from Chartered Accountant to Chief Executive of NatWest Stockbrokers, CEO of TD Direct Investing, and Global Head of Personal Investing and Advice at Fidelity International. He knows exactly what the industry understands about building wealth for early retirement - and how little of it ever reaches the people who need it most.What's insideYour FIRE number - the specific, calculable figure that represents your financial finishing line. Most people have never worked it outNot one FIRE, but many - Lean, Fat, Barista, Coast, Slow. Which version you're aiming for shapes every decision that followsThe UK difference - why the NHS is one of the most valuable components of your FIRE plan, and why American FIRE writers would be quietly envious if they knew about the ISAThe wrapper hierarchy - ISA, SIPP, and GIA in the right order, with the tax relief fully capturedThe 4% rule, properly applied to UK investors - why the American number is slightly wrong for a British retirement, and what to use insteadThe engine room - why a single low-cost global index fund, held for a long time, beats almost every sophisticated alternativeThe savings rate secret - the variable that matters more than your salary or your investment returnsWhen the market drops (and it will) - the psychological preparation that separates investors who stay the course from those who sell at the bottomThe tax trap nobody warns you about - the 10,000 MPAA, the 60% marginal band, and the drawdown sequence that quietly saves tens of thousandsCoast FIRE - the quiet milestone that arrives considerably earlier than the full number, and changes everything about the journeyThe state pension as a structural plan component - worth the equivalent of 313,000 in invested assets, and routinely treated as a footnoteThe decumulation phase - because the saving part, hard as it was, turns out to have been the easy bitWhat nobody tells you about actually retiring early - identity, structure, purpose, and the surprising difficulty of spending money you spent a decade accumulatingThe simple plan - start this week - ten steps, executable in a weekend, that put the strategy into motionThe principles are not complicated. Spend less than you earn. Invest the difference in a low-cost global index fund, inside a tax-efficient wrapper, at the highest savings rate you can sustainably maintain. Leave it alone. Repeat until work becomes optional.This book is how you actually do that, in the UK, without needing to translate from some Shipping may be from multiple locations in the US or from the UK, depending on stock availability.…
Codice articolo 9781918851007
- Titolo
- Simple Investing Guide to Fire (Paperback)
- Autore
- S. Welch
- Editore
- Huttons Publishing
- Anno di pubblicazione
- 2026
- Condizione
- new
- Rilegatura
- Paperback
- Lingua
- inglese
- ISBN 10
- 191885100X
- ISBN 13
- 9781918851007
- Serie
- Libro 7 di 8: Simple Investing
Simple Investing Guide To FIRE: What the UK Early Retirement Community Knows That Most Investors Don't. A UK Guide Kindle Edition by Stuart Welch (Author) Format: Kindle Edition Part of: Simple Investing (7 books) See all formats and editions
Here is something nobody tells you about financial independence. It is considerably simpler than the industry would have you believe.
Most people in this country will work until they are told they can stop. Not until they want to stop. Until the government, or their employer, or their failing knees make the decision for them.
A growing number of people have decided they're not particularly interested in that arrangement. The movement is called FIRE — Financial Independence, Retire Early — and for the last decade it has been dominated by American voices talking about American accounts, American taxes, and American healthcare. Almost none of it applies to anyone holding a British passport.
This book is the corrective.
Written by someone who spent twenty-five years inside the industry
Stuart Welch's career took him from Chartered Accountant to Chief Executive of NatWest Stockbrokers, CEO of TD Direct Investing, and Global Head of Personal Investing and Advice at Fidelity International. He knows exactly what the industry understands about building wealth for early retirement — and how little of it ever reaches the people who need it most.
What's inside
- Your FIRE number — the specific, calculable figure that represents your financial finishing line. Most people have never worked it out
- Not one FIRE, but many — Lean, Fat, Barista, Coast, Slow. Which version you're aiming for shapes every decision that follows
- The UK difference — why the NHS is one of the most valuable components of your FIRE plan, and why American FIRE writers would be quietly envious if they knew about the ISA
- The wrapper hierarchy — ISA, SIPP, and GIA in the right order, with the tax relief fully captured
- The 4% rule, properly applied to UK investors — why the American number is slightly wrong for a British retirement, and what to use instead
- The engine room — why a single low-cost global index fund, held for a long time, beats almost every sophisticated alternative
- The savings rate secret — the variable that matters more than your salary or your investment returns
- When the market drops (and it will) — the psychological preparation that separates investors who stay the course from those who sell at the bottom
- The tax trap nobody warns you about — the £10,000 MPAA, the 60% marginal band, and the drawdown sequence that quietly saves tens of thousands
- Coast FIRE — the quiet milestone that arrives considerably earlier than the full number, and changes everything about the journey
- The state pension as a structural plan component — worth the equivalent of £313,000 in invested assets, and routinely treated as a footnote
- The decumulation phase — because the saving part, hard as it was, turns out to have been the easy bit
- What nobody tells you about actually retiring early — identity, structure, purpose, and the surprising difficulty of spending money you spent a decade accumulating
- The simple plan — start this week — ten steps, executable in a weekend, that put the strategy into motion
The principles are not complicated. Spend less than you earn. Invest the difference in a low-cost global index fund, inside a tax-efficient wrapper, at the highest savings rate you can sustainably maintain. Leave it alone. Repeat until work becomes optional.
This book is how you actually do that, in the UK, without needing to translate from somebody else's financial system.
Start building toward the day the morning alarm doesn't matter.
"Riassunto" può appartenere a un’altra edizione di questo titolo.
Grand Eagle Retail
Bensenville, IL, U.S.A.
Venditore AbeBooks dal 12 ottobre 2005
Tariffe di spedizione nazionale per U.S.A.
| Articolo | Da 6 a 14 giorni lavorativi | Da 6 a 16 giorni lavorativi |
|---|---|---|
| Primo articolo | EUR 0,00 | EUR 0,00 |
Metodi di pagamento
Informazioni sull’azienda del venditore
APOLLO ONLINE CORP.
605 Geddes Street
Wilmington, DE U.S.A. 19805
Condizioni di vendita
We guarantee the condition of every book as it¿s described on the Abebooks web sites. If you¿ve changed
your mind about a book that you¿ve ordered, please use the Ask bookseller a question link to contact us
and we¿ll respond within 2 business days.
Books ship from California and Michigan.
Diritto di recesso
Se sei un consumatore puoi recedere dal contratto in conformità con quanto segue. Per Consumatore si intende qualsiasi persona fisica che agisce per scopi estranei alla propria attività commerciale, imprenditoriale, artigianale o professionale.
Informazioni sul diritto di recesso
Diritto legale di recesso
Hai il diritto di recedere dal presente contratto entro 14 giorni senza fornire alcuna motivazione.
Il periodo di recesso scade dopo 14 giorni dal giorno in cui tu o una terza parte, diversa dal vettore e da te indicata, acquisisce il possesso fisico dell'ultimo bene o dell'ultimo lotto o pezzo.
Per esercitare il diritto di recesso, compila e invia elettronicamente una dichiarazione esplicita sul nostro sito Web, alla voce “I miei acquisti” nella sezione “Mio account”. Ti comunicheremo senza indugio una conferma di ricezione di tale recesso su un supporto durevole (ad es. via e-mail).
Per rispettare il termine di recesso, è sufficiente inviare la comunicazione relativa all'esercizio del diritto di recesso prima della scadenza del periodo di recesso stesso.
Effetti del recesso
In caso di recesso dal presente contratto, ti rimborseremo tutti i pagamenti ricevuti, compresi i costi di spedizione (ad eccezione dei costi supplementari derivanti dalla tua eventuale scelta di un tipo di spedizione diverso dal tipo meno costoso di consegna standard da noi offerto).
Potremo effettuare una detrazione dal rimborso per la perdita di valore dei beni forniti, qualora tale perdita sia il risultato di una manipolazione non necessaria da parte tua.
Eseguiremo il rimborso senza indebito ritardo e non oltre 14 giorni dal giorno in cui saremo informati della tua decisione di recedere dal presente contratto.
Il rimborso sarà effettuato utilizzando lo stesso mezzo di pagamento da te usato per la transazione iniziale, salvo che tu non abbia espressamente concordato altrimenti; in ogni caso, non dovrai sostenere alcun costo quale conseguenza di tale rimborso.
Possiamo trattenere il rimborso finché non avremo ricevuto i beni oppure finché non avrai fornito la prova di averli rispediti, a seconda di quale condizione si verifichi per prima.
Dovrai rispedire i beni o consegnarli a Grand Eagle Retail, Bensenville, Illinois, U.S.A., senza indebito ritardo e, in ogni caso, entro 14 giorni dal giorno in cui ci hai comunicato la tua volontà di recedere dal presente contratto. Il termine è rispettato se rispedisci i beni prima della scadenza del periodo di 14 giorni. I costi diretti della restituzione dei beni saranno a tuo carico. Sei responsabile solo della diminuzione del valore dei beni risultante da una manipolazione diversa da quella necessaria per stabilire la natura, le caratteristiche e il funzionamento dei beni stessi.
Eccezioni al diritto di recesso
Il diritto di recesso non si applica a:
- La fornitura di giornali, periodici o riviste ad eccezione dei contratti di abbonamento; e
- La fornitura di contenuto digitale non fornito su un supporto materiale (ad es. su un CD o DVD), se al momento dell'invio dell'ordine hai accettato l'inizio dell'esecuzione e hai riconosciuto che non avresti potuto recedere una volta iniziata l'esecuzione.
Condizioni di spedizione
Orders usually ship within 2 business days. All books within the US ship free of charge. Delivery is 4-14 business days anywhere in the United States.
Books ship from California and Michigan.
If your book order is heavy or oversized, we may contact you to let you know extra shipping is required.