Social Security Income Planning: The Baby Boomer's 2020 Guide to Maximize Your Retirement Benefits
Lingua: inglese
Editore: CreateSpace Independent Publishing Platform, 2013
- Brossura
- Usato
Da: Wonder Book, Frederick, MD, U.S.A.Wonder Book
Venditore AbeBooks dal 1 novembre 1997
Membro dell’associazione: ABAAILAB
Visualizza gli articoli di questo venditoreCondizione: Usato - Molto buono
EUR 6,23
Quantità: 2 disponibili
Aggiungi al carrelloDescrizione dell’articolo da parte del venditore
Very Good condition. A copy that may have a few cosmetic defects. May also contain light spine creasing or a few markings such as an owner's name, short gifter's inscription or light stamp.
Codice articolo Q10E-01585
- Titolo
- Social Security Income Planning: The Baby Boomer's 2020 Guide to Maximize Your Retirement Benefits
- Autore
- Orr CFP, Mr. Mark J.
- Editore
- CreateSpace Independent Publishing Platform
- Anno di pubblicazione
- 2013
- Condizione
- Very Good
- Rilegatura
- Brossura
- Lingua
- inglese
- ISBN 10
- 149293304X
- ISBN 13
- 9781492933045
- Edizione
- seconda edizione
On November 4, 2015, this book was cited, and I was quoted in a USA Today article about the new Social Security rules:
“The decision on how and when to file for Social Security should be made as part of an overall retirement income plan with your financial goals, life expectancies, and financial fears firmly in mind.”
It’s your money. You paid $100,000s into the system your whole life (FICA taxes)—so don’t leave $10,000s of benefits sitting on the table that cannot be retrieved.
It’s my goal for both the middle-class and affluent Baby Boomers to realize that this is an important decision.
Using the “4% rule,” a $2,000 monthly Social Security check is worth some $600,000. How much thought should you give to an “investment” of that size?
Too many people have no idea of what their real benefit options are—and, unfortunately, can be prone to miss out on all the money they qualify for. Several useful examples are given to show you the full range of filing options and how to maximize the lifetime benefits you deserve.
Written by an experienced Certified Financial Planner, this book is for soon-to-be retirees who want to learn about the different claiming strategies and ramifications of each (whether you are married, never married, divorced, or widowed).
As you are reading the book, it becomes very apparent that I actually work in the retirement income planning field daily with real people’s savings, their Social Security filing options—and their retirement dreams.
But let me be clear that there is NOTHING about Social Security DISABILITY income payments or Supplemental Security Income (SSI) in my book (which caused some early negative reviews). If that’s what you are looking for, don’t buy this book.
My book’s sole purpose is to provide people who are about to retire with all the information that they need to make the best Social Security benefit decisions based on their unique financial circumstances and retirement goals. In this respect, it is an essential planning guide.
Perhaps one of the most unique portions of the book is where I combine my expertise in Social Security with my knowledge of income taxes to show readers how it is very possible to cut one's taxable income and subsequent retirement income tax bill by 50%.
The example comparing the Earlys, the Waites, and the Bests shows what’s possible.
That alone is worth multiple times the book's price, as it explains how a savvy reader can save $1,000s of income tax dollars each year during their retirement by fully understanding how Social Security is taxed.
The chapter about the 3 buckets of investment risk and the 3 taxation buckets is the perfect complement to learning about filing strategies since Social Security was never meant to provide for all of one’s retirement income.
—Social Security Income Planning—is concise and written in a conversational style, yet it’s jam-packed with non-stop tips, warnings, things to consider, and much more you need to maximize your benefits.
Again, the book rightfully stresses how your decision to file for your Social Security benefits should not be made
on a “standalone basis.” Your claiming decisions should be made in conjunction with your overall retirement income goals, your assets and other income resources, your aversion to risk, your (and your spouse’s) likely longevity, etc. This book helps put all those factors into perspective.
It is a big decision. Don’t let ignorance cause you to make a filing mistake that could cost you a bigger guaranteed lifetime income.
Fully UPDATED for 2025, the latest MEDICARE info, plus the SECURE ACT 2.0!
[provisional income, Social Security taxation]
"Riassunto" può appartenere a un’altra edizione di questo titolo.
Wonder Book
Frederick, MD, U.S.A.
Tariffe di spedizione nazionale per U.S.A.
| Articolo | Da 5 a 9 giorni lavorativi | Da 3 a 6 giorni lavorativi |
|---|---|---|
| Primo articolo | EUR 0,00 | EUR 9,51 |
Metodi di pagamento
Descrizione dello Store
With 3 stores less than 1 hour outside the DC/Metropolitan area (1 in Gaithersburg, 1 in Frederick and 1 in Hagerstown, MD), we have the largest selection of books in the tri-state area. Wonder Book and Video has been in business since 1980 and online since 1997. We have over 1 Million books for sale on our website and another 1 Million books for sale in our 3 locations. Items on Abe are not necessarily in stock at our retail locations. Please do not call the stores to place orders for Abe Books sales. We have a very active online inventory and as such, we can receive multiple orders for the same item. We fill those orders on a first come first serve basis, but will refund promptly any items that are out of stock. Since 1980 it has always been about the books. ALL kinds of books from 95 cent children's paperbacks to five figure rare and collectibles. A merging of the old and new is where we started, and it is where we are today. Our retail stores have always been places where a reader can rush in looking for a title needed for a term paper that is due the next day, or where bibliophiles can get lost "in the stacks" for as long as they wish. In 2002 USAToday recognized us as "1 of 10 Great Old Bookstores", and we have been featured in numerous other newspaper and TV stories including Washington Post and CSpan. Members ABAA, ILAB.…
Membro dell’associazione
Informazioni sull’azienda del venditore
Wonder Book
Wonder Book and Video, 1550 Tilco Drive
Frederick, MD U.S.A. 21704
Condizioni di vendita
We want you to be satisfied with the book you order. Our general description is
conservative and the book should be as good or better than our general
description
may indicate.
As we often get many requests for the same book, in some cases the book may
already be sold. We will email you regarding the availability.
RETURNS are cheerfully accepted up to 30 days. We ship out within 1-2 business
days and U.S. Standard Shipments usually arrive within 6-9 business days,
Priority 3-6. We want you to be satisfied with the book you order. Our general
description is conservative and the book should be as good or better than our
general description may indicate. We respond to every order inquiry within 2
business days, however our emails may occassionally get moved to spam/junk
folders or refused from your internet/email provider. IF YOU HAVE EMAILED US AND
HAVE NOT RECEIVED A RESPONSE - PLEASE CHECK YOUR SPAM SETTINGS AND/OR ADD OUR
EMAIL TO YOUR ADDRESS BOOK.
Diritto di recesso
Se sei un consumatore puoi recedere dal contratto in conformità con quanto segue. Per Consumatore si intende qualsiasi persona fisica che agisce per scopi estranei alla propria attività commerciale, imprenditoriale, artigianale o professionale.
Informazioni sul diritto di recesso
Diritto legale di recesso
Hai il diritto di recedere dal presente contratto entro 14 giorni senza fornire alcuna motivazione.
Il periodo di recesso scade dopo 14 giorni dal giorno in cui tu o una terza parte, diversa dal vettore e da te indicata, acquisisce il possesso fisico dell'ultimo bene o dell'ultimo lotto o pezzo.
Per esercitare il diritto di recesso, compila e invia elettronicamente una dichiarazione esplicita sul nostro sito Web, alla voce “I miei acquisti” nella sezione “Mio account”. Ti comunicheremo senza indugio una conferma di ricezione di tale recesso su un supporto durevole (ad es. via e-mail).
Per rispettare il termine di recesso, è sufficiente inviare la comunicazione relativa all'esercizio del diritto di recesso prima della scadenza del periodo di recesso stesso.
Effetti del recesso
In caso di recesso dal presente contratto, ti rimborseremo tutti i pagamenti ricevuti, compresi i costi di spedizione (ad eccezione dei costi supplementari derivanti dalla tua eventuale scelta di un tipo di spedizione diverso dal tipo meno costoso di consegna standard da noi offerto).
Potremo effettuare una detrazione dal rimborso per la perdita di valore dei beni forniti, qualora tale perdita sia il risultato di una manipolazione non necessaria da parte tua.
Eseguiremo il rimborso senza indebito ritardo e non oltre 14 giorni dal giorno in cui saremo informati della tua decisione di recedere dal presente contratto.
Il rimborso sarà effettuato utilizzando lo stesso mezzo di pagamento da te usato per la transazione iniziale, salvo che tu non abbia espressamente concordato altrimenti; in ogni caso, non dovrai sostenere alcun costo quale conseguenza di tale rimborso.
Possiamo trattenere il rimborso finché non avremo ricevuto i beni oppure finché non avrai fornito la prova di averli rispediti, a seconda di quale condizione si verifichi per prima.
Dovrai rispedire i beni o consegnarli a Wonder Book, Frederick, Maryland, U.S.A., senza indebito ritardo e, in ogni caso, entro 14 giorni dal giorno in cui ci hai comunicato la tua volontà di recedere dal presente contratto. Il termine è rispettato se rispedisci i beni prima della scadenza del periodo di 14 giorni. I costi diretti della restituzione dei beni saranno a tuo carico. Sei responsabile solo della diminuzione del valore dei beni risultante da una manipolazione diversa da quella necessaria per stabilire la natura, le caratteristiche e il funzionamento dei beni stessi.
Eccezioni al diritto di recesso
Il diritto di recesso non si applica a:
- La fornitura di giornali, periodici o riviste ad eccezione dei contratti di abbonamento; e
- La fornitura di contenuto digitale non fornito su un supporto materiale (ad es. su un CD o DVD), se al momento dell'invio dell'ordine hai accettato l'inizio dell'esecuzione e hai riconosciuto che non avresti potuto recedere una volta iniziata l'esecuzione.
Condizioni di spedizione
STANDARD DOMESTIC U.S. SHIPPING IS FREE. Priority Shipping is only $6.99 for first item, $1 each additional. Orders ship within 2 business days. Shipping outside of U.S. is typically between $8-13 and takes between 8-15 business days. Heavier books may require additional shipping. Faster Needs Please Inquire.