9781334431067 - National Savings Banks; Suggestions for Rendering Such Savings Banks Self-Supporting: To Increase Efforts Through Them for the Promotion of Moral and ... Savings Ba... (3 risultati)

PAP. Condizione: New. New Book. Shipped from UK. Established seller since 2000.

PAP. Condizione: New. New Book. Shipped from UK. Established seller since 2000.

Paperback. Condizione: New. Print on Demand. This book addresses flaws in the structure of National Savings Banks that prioritize large depositors over ordinary members of the community, resulting in substantial annual losses to the government. The author introduces a model designed to remedy these flaws and restore the system's integrity. This involves a new data scheme, enabling savings banks to support themselves while adhering to their original goal of encouraging saving habits among the poor. The author argues that a fixed interest rate has caused many of the system's problems. Instead, the author proposes a system in which the rate of interest would be closely monitored and adjusted regularly to ensure it remains competitive with other investment options and encourages long-term saving habits. The data scheme outlined in this book seeks to address these flaws and restore the focus of National Savings Banks to their original purpose: the encouragement of prudent saving habits amongst the general population. The author believes that the proposed scheme will enable savings banks to become self-sufficient while remaining true to their founding principles. This book is a reproduction of an important historical work, digitally reconstructed using state-of-the-art technology to preserve the original format. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in the book. print-on-demand item.