ISBN: 9781576753361 - shortchanged: life and debt in the fringe economy (28 risultati)

Hardback. Condizione: Good. "An eye-opening read in the school of Barbara Ehrenreich's Nickel & Dimed . shines a bright light on the economy's darker side." -Publishers Weekly (starred review) Drive through a low-income neighborhood and you're likely to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in "alternative financial services" directed at the poor and those with credit problems. Howard Karger describes this world as an economic Wild West, where just about any financial scheme that's not patently illegal is tolerated. Taking a hard look at this fringe economy, Karger shows that what seem to be small, independent storefront operations are actually part of a fully-formed parallel economy dominated by a handful of well-financed corporations, subject to little or no oversight, with increasingly strong ties to mainstream financial institutions. It is a hidden world, Karger writes, where a customer's economic fate is sealed with a handshake, a smile, and a stack of fine print documents that would befuddle many attorneys. Filled with heartbreaking stories of real people trapped in perpetual debt, Shortchanged exposes the deceptive practices that allow these businesses to prey on people when they are most vulnerable. Karger reveals the many ways this industry has run amok, ruining countless people's lives, and shows that it's not just the poor but, more and more, maxed-out middle class consumers who fall prey to these devious schemes. Balancing compassion with a realistic awareness of the risks any business faces in working with an economically distressed clientele, Karger details hard-headed, practical recommendations for reforming this predatory industry.…

Condizione: Good. Good condition. Good dust jacket. Slightly dampstained.

Hardcover. Condizione: Good. No Jacket. Pages can have notes/highlighting. Spine may show signs of wear. ~ ThriftBooks: Read More, Spend Less.

hardcover. Condizione: Very Good. Connecting readers with great books since 1972! Used textbooks may not include companion materials such as access codes, etc. May have some wear or limited writing/highlighting. We ship orders daily and Customer Service is our top priority.

hardcover. Condizione: Very Good. Connecting readers with great books since 1972! Used books may not include companion materials, and may have some shelf wear or limited writing. We ship orders daily and Customer Service is our top priority.

hardcover. Condizione: Very Good. Illustrated. Used - Very Good.

Hardback. Condizione: Good. "An eye-opening read in the school of Barbara Ehrenreich's Nickel & Dimed . shines a bright light on the economy's darker side." -Publishers Weekly (starred review) Drive through a low-income neighborhood and you're likely to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in "alternative financial services" directed at the poor and those with credit problems. Howard Karger describes this world as an economic Wild West, where just about any financial scheme that's not patently illegal is tolerated. Taking a hard look at this fringe economy, Karger shows that what seem to be small, independent storefront operations are actually part of a fully-formed parallel economy dominated by a handful of well-financed corporations, subject to little or no oversight, with increasingly strong ties to mainstream financial institutions. It is a hidden world, Karger writes, where a customer's economic fate is sealed with a handshake, a smile, and a stack of fine print documents that would befuddle many attorneys. Filled with heartbreaking stories of real people trapped in perpetual debt, Shortchanged exposes the deceptive practices that allow these businesses to prey on people when they are most vulnerable. Karger reveals the many ways this industry has run amok, ruining countless people's lives, and shows that it's not just the poor but, more and more, maxed-out middle class consumers who fall prey to these devious schemes. Balancing compassion with a realistic awareness of the risks any business faces in working with an economically distressed clientele, Karger details hard-headed, practical recommendations for reforming this predatory industry.…

Condizione: Good. 1 Edition. Former library copy. Pages intact with minimal writing/highlighting. The binding may be loose and creased. Dust jackets/supplements are not included. Includes library markings. Stock photo provided. Product includes identifying sticker. Better World Books: Buy Books. Do Good.…

Condizione: Good. hardcover 100% of proceeds go to charity! Good condition with all pages in tact. Item shows signs of use and may have cosmetic defects.

hardcover. Condizione: Good. Hardcover with dust jacket in good condition.

Condizione: New.

Hardcover. Condizione: new. Hardcover. "An eye-opening read in the school of Barbara Ehrenreich's Nickel & Dimed . shines a bright light on the economy's darker side." -Publishers Weekly (starred review)Drive through a low-income neighborhood and you're likely to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in "alternative financial services" directed at the poor and those with credit problems. Howard Karger describes this world as an economic Wild West, where just about any financial scheme that's not patently illegal is tolerated.Taking a hard look at this fringe economy, Karger shows that what seem to be small, independent storefront operations are actually part of a fully-formed parallel economy dominated by a handful of well-financed corporations, subject to little or no oversight, with increasingly strong ties to mainstream financial institutions. It is a hidden world, Karger writes, where a customer's economic fate is sealed with a handshake, a smile, and a stack of fine print documents that would befuddle many attorneys.Filled with heartbreaking stories of real people trapped in perpetual debt, Shortchanged exposes the deceptive practices that allow these businesses to prey on people when they are most vulnerable. Karger reveals the many ways this industry has run amok, ruining countless people's lives, and shows that it's not just the poor but, more and more, maxed-out middle class consumers who fall prey to these devious schemes. Balancing compassion with a realistic awareness of the risks any business faces in working with an economically distressed clientele, Karger details hard-headed, practical recommendations for reforming this predatory industry. Made up of pawnshops, payday lenders, check cashers, credit card companies and the like, the fringe economy entices vulnerable consumers into an economic netherworld of high interest rates and ever-increasing debt. This book examines the factors behind the fringe economy's rise and investigates the sleazy practices that result in phenomenal growth for the industry and a nightmare for the consumer. Shipping may be from multiple locations in the US or from the UK, depending on stock availability. …

Condizione: As New. Unread book in perfect condition.

Condizione: As New. Unread copy in mint condition.

Condizione: New. Brand New.

Hardback. Condizione: New.

Hardcover. Condizione: New.

Condizione: New. pp. xx + 252.

Condizione: New. The number of people affected by the fringe economy is enormous - it's not just poor immigrants, but working and middle class families who are affected. This book chronicles how the fringe economy ruthlessly and systematically exploits the poor and middle classes. It provides both the facts and personal stories and includes real-life examples. Num Pages: 252 pages, illustrations. BIC Classification: 1KBB; KFFL. Category: (P) Professional & Vocational. Dimension: 241 x 160 x 27. Weight in Grams: 620. . 2005. Illustrated. hardcover. . . . .…

Hardcover. Condizione: Very Good. Condizione sovraccoperta: Very Good. 252 pages. Books listed here are not stored at the shop. Please contact us if you want to pick up a book from Newtown. Size: Size F: 9"-10" Tall (228-254mm).

Condizione: New.

Condizione: New. The number of people affected by the fringe economy is enormous - it's not just poor immigrants, but working and middle class families who are affected. This book chronicles how the fringe economy ruthlessly and systematically exploits the poor and middle classes. It provides both the facts and personal stories and includes real-life examples. Num Pages: 252 pages, illustrations. BIC Classification: 1KBB; KFFL. Category: (P) Professional & Vocational. Dimension: 241 x 160 x 27. Weight in Grams: 620. . 2005. Illustrated. hardcover. . . . . Books ship from the US and Ireland.…

Condizione: As New. Unread book in perfect condition.

Condizione: New. pp. xx + 252.

Hardcover. Condizione: new. Hardcover. "An eye-opening read in the school of Barbara Ehrenreich's Nickel & Dimed . shines a bright light on the economy's darker side." -Publishers Weekly (starred review)Drive through a low-income neighborhood and you're likely to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in "alternative financial services" directed at the poor and those with credit problems. Howard Karger describes this world as an economic Wild West, where just about any financial scheme that's not patently illegal is tolerated.Taking a hard look at this fringe economy, Karger shows that what seem to be small, independent storefront operations are actually part of a fully-formed parallel economy dominated by a handful of well-financed corporations, subject to little or no oversight, with increasingly strong ties to mainstream financial institutions. It is a hidden world, Karger writes, where a customer's economic fate is sealed with a handshake, a smile, and a stack of fine print documents that would befuddle many attorneys.Filled with heartbreaking stories of real people trapped in perpetual debt, Shortchanged exposes the deceptive practices that allow these businesses to prey on people when they are most vulnerable. Karger reveals the many ways this industry has run amok, ruining countless people's lives, and shows that it's not just the poor but, more and more, maxed-out middle class consumers who fall prey to these devious schemes. Balancing compassion with a realistic awareness of the risks any business faces in working with an economically distressed clientele, Karger details hard-headed, practical recommendations for reforming this predatory industry. Made up of pawnshops, payday lenders, check cashers, credit card companies and the like, the fringe economy entices vulnerable consumers into an economic netherworld of high interest rates and ever-increasing debt. This book examines the factors behind the fringe economy's rise and investigates the sleazy practices that result in phenomenal growth for the industry and a nightmare for the consumer. Shipping may be from our Sydney, NSW warehouse or from our UK or US warehouse, depending on stock availability. …

Hardback. Condizione: New.

hardcover. Condizione: New. In shrink wrap. Looks like an interesting title.

Hardback. Condizione: New.