9798198666849 - the practical filipino guide to dti, renting, buying, and borrowing wisely: an expanded reference book on debt-to-income ratio, housing decisions, bank parameters, household cash flow, and: 2 di ramirez, rd (6 risultati)
Lingua: Inglese
Editore: Independently published, 2026
- Brossura
Da: PBShop.store US, Wood Dale, IL, U.S.A.PBShop.store US
Contatta il venditoreVenditore con 5 stelleCondizione: Nuovo
EUR 16,08
Spedizione gratuitaSpedito in U.S.A.Quantità: Più di 20 disponibili
PAP. Condizione: New. New Book. Shipped from UK. Established seller since 2000.
Lingua: Inglese
Editore: Independently published, 2026
- Brossura
Da: PBShop.store UK, Fairford, GLOS, Regno UnitoPBShop.store UK
Contatta il venditoreVenditore con 5 stelleCondizione: Nuovo
EUR 15,54
EUR 3,84 spedizioneSpedito da Regno Unito a U.S.A.Quantità: Più di 20 disponibili
PAP. Condizione: New. New Book. Shipped from UK. Established seller since 2000.
Lingua: Inglese
Editore: Independently Published, 2026
- Brossura
- Print on Demand
Da: Grand Eagle Retail, Bensenville, IL, U.S.A.Grand Eagle Retail
Contatta il venditoreVenditore con 5 stelleCondizione: Nuovo
EUR 15,17
Spedizione gratuitaSpedito in U.S.A.Quantità: 1 disponibili
Paperback. Condizione: new. Paperback. The Practical Filipino Guide to DTI, Renting, Buying, and Borrowing Wisely is a timely financial awareness and real estate readiness guide for Filipino young professionals, families, renters, homebuyers, brokers, developers, educators, and community leaders.Many Filipino households do not f…all into financial stress because they lack ambition. They fall into stress because decisions are made too early, too emotionally, or without enough computation. A promotion becomes a car loan. A showroom visit becomes a reservation. A credit card reward becomes months of payments. A family may appear successful outside but feel trapped every payday.This book teaches one practical discipline: compute before committing.Written in clear, human, and Filipino-centered language, this guide explains debt-to-income ratio, household cash flow, lifestyle debt, rent-versus-buy decisions, housing loans, real carrying cost, bank and Pag-IBIG parameters, property due diligence, and the emotional pressure of trying to live by other people's standards.It also explores why people borrow to belong, why social proof influences spending, and why true financial maturity requires courage: the courage to delay, rent with purpose, reduce debt, verify documents, ask lenders better questions, and protect the household before chasing appearance.Inside, readers will find practical chapters, mini cases, reflection questions, worksheets, checklists, buyer-prequalification tools, family-budget exercises, and a 90-day reset plan before taking any major loan.This is not a book that shames debt, renting, buying, or ambition. Debt can build assets when used wisely. Renting can be strategy when it protects flexibility. Buying can become a foundation when the property is sound and the numbers are safe.The danger is not the tool. The danger is using the tool without discipline.This book is for anyone who wants to own property, borrow responsibly, protect family peace, and make better financial decisions in the 21st-century Filipino household. This item is printed on demand. Shipping may be from multiple locations in the US or from the UK, depending on stock availability.
Lingua: Inglese
Editore: Independently published, 2026
- Brossura
- Print on Demand
Da: California Books, Miami, FL, U.S.A.California Books
Contatta il venditoreVenditore con 4 stelleCondizione: Nuovo
EUR 15,18
Spedizione gratuitaSpedito in U.S.A.Quantità: Più di 20 disponibili
Condizione: New. Print on Demand.
- Altre immagini
Lingua: Inglese
Editore: Independently Published Mai 2026, 2026
- Brossura
Da: AHA-BUCH GmbH, Einbeck, GermaniaAHA-BUCH GmbH
Contatta il venditoreVenditore con 5 stelleCondizione: Nuovo
EUR 17,00
EUR 60,71 spedizioneSpedito da Germania a U.S.A.Quantità: 2 disponibili
Taschenbuch. Condizione: Neu. Neuware - The Practical Filipino Guide to DTI, Renting, Buying, and Borrowing Wisely is a timely financial awareness and real estate readiness guide for Filipino young professionals, families, renters, homebuyers, brokers, developers, educators, and community leaders.Many Filipino households do not…fall into financial stress because they lack ambition. They fall into stress because decisions are made too early, too emotionally, or without enough computation. A promotion becomes a car loan. A showroom visit becomes a reservation. A credit card reward becomes months of payments. A family may appear successful outside but feel trapped every payday.This book teaches one practical discipline: compute before committing.Written in clear, human, and Filipino-centered language, this guide explains debt-to-income ratio, household cash flow, lifestyle debt, rent-versus-buy decisions, housing loans, real carrying cost, bank and Pag-IBIG parameters, property due diligence, and the emotional pressure of trying to live by other people's standards.It also explores why people borrow to belong, why social proof influences spending, and why true financial maturity requires courage: the courage to delay, rent with purpose, reduce debt, verify documents, ask lenders better questions, and protect the household before chasing appearance.Inside, readers will find practical chapters, mini cases, reflection questions, worksheets, checklists, buyer-prequalification tools, family-budget exercises, and a 90-day reset plan before taking any major loan.This is not a book that shames debt, renting, buying, or ambition. Debt can build assets when used wisely. Renting can be strategy when it protects flexibility. Buying can become a foundation when the property is sound and the numbers are safe.The danger is not the tool. The danger is using the tool without discipline.This book is for anyone who wants to own property, borrow responsibly, protect family peace, and make better financial decisions in the 21st-century Filipino household.
Lingua: Inglese
Editore: Independently Published, 2026
- Brossura
- Print on Demand
Da: CitiRetail, Stevenage, Regno UnitoCitiRetail
Contatta il venditoreVenditore con 5 stelleCondizione: Nuovo
EUR 19,25
EUR 43,24 spedizioneSpedito da Regno Unito a U.S.A.Quantità: 1 disponibili
Paperback. Condizione: new. Paperback. The Practical Filipino Guide to DTI, Renting, Buying, and Borrowing Wisely is a timely financial awareness and real estate readiness guide for Filipino young professionals, families, renters, homebuyers, brokers, developers, educators, and community leaders.Many Filipino households do not f…all into financial stress because they lack ambition. They fall into stress because decisions are made too early, too emotionally, or without enough computation. A promotion becomes a car loan. A showroom visit becomes a reservation. A credit card reward becomes months of payments. A family may appear successful outside but feel trapped every payday.This book teaches one practical discipline: compute before committing.Written in clear, human, and Filipino-centered language, this guide explains debt-to-income ratio, household cash flow, lifestyle debt, rent-versus-buy decisions, housing loans, real carrying cost, bank and Pag-IBIG parameters, property due diligence, and the emotional pressure of trying to live by other people's standards.It also explores why people borrow to belong, why social proof influences spending, and why true financial maturity requires courage: the courage to delay, rent with purpose, reduce debt, verify documents, ask lenders better questions, and protect the household before chasing appearance.Inside, readers will find practical chapters, mini cases, reflection questions, worksheets, checklists, buyer-prequalification tools, family-budget exercises, and a 90-day reset plan before taking any major loan.This is not a book that shames debt, renting, buying, or ambition. Debt can build assets when used wisely. Renting can be strategy when it protects flexibility. Buying can become a foundation when the property is sound and the numbers are safe.The danger is not the tool. The danger is using the tool without discipline.This book is for anyone who wants to own property, borrow responsibly, protect family peace, and make better financial decisions in the 21st-century Filipino household. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.
