Isbn: 9798254135913 - the money math workout: budgeting, interest & financial confidence: 2 (10 risultati)

Paperback. Condizione: new. Paperback. Most people did not learn money math in school. They learned it later - the hard way, on a payslip that made no sense, a credit-card bill that kept growing, or a savings account that never quite caught up to inflation. The Money Math Workout was written to fill that gap: the arithmetic behind paychecks, budgets, interest, debt, spending, taxes, and the everyday financial decisions nobody sat you down and explained.Every problem is drawn from a situation you have actually been in. Every answer is included. No jargon, no financial-advice tone, no assumptions about what you already know. Just the plain arithmetic - taught the way you would actually use it.What's inside - 7 chapters plus a closing capstone, 449+ practice problems, every answer worked: Your Paycheck & Earnings - hourly to salary, overtime, deductions, and what a raise really meansBudgeting That Actually Works - the 50/30/20 rule, fixed vs variable expenses, monthly-to-annual mathSaving & Compound Interest - simple vs compound, the Rule of 72, APY, and why starting early beats saving bigBorrowing & Debt - APR, minimum-payment traps, loan payments, and the avalanche vs snowball mathSmart Spending - unit price, cost per use, coupon percentages, subscriptions, and the break-even questionTaxes Without the Panic - marginal brackets, effective rate, standard deduction, sales tax, and property taxFinancial Decisions & Data - break-even points, ROI, reading bank statements, opportunity cost, and sunk costOne Payday, Every Skill - a closing capstone chapter that chains every skill into one running story, with a full walkthroughFive ways to practise each idea: A Warm-Up gets you moving with one-step questions. Standard problems build the mechanic. Word problems put the mechanic into a real scenario. Mental-math challenges keep the shortcut sharp. "Explain It" prompts make sure you actually understand - not just memorise.Seven free companion calculators - no sign-up, nothing to install. Every chapter is paired with a free online tool at the companion site: paycheck (hourly salary, overtime, take-home), 50/30/20 budget, compound interest (with Rule of 72), debt payoff (min vs extra payments), unit price + cost per use, marginal tax bracket, and break-even point. Same math as the book - just faster when you are checking a bill on your phone. Plus a free printable one-page toolkit with every chapter's formulas, all on one sheet.Written for anyone who has ever felt a knot in their stomach opening a bank statement. You do not need a finance background. If you can add, subtract, multiply, and divide, you can do every problem in this book - and you will finish more confident with the numbers than you have been since school.Educational, not advisory. This book teaches the arithmetic behind money decisions. It is not financial, tax, or investment advice. Tax examples use published US-2024 brackets to illustrate the marginal-rate math; the arithmetic itself is universal.This book was written in collaboration with AI tools. Every worked example, exercise answer, and formula was independently checked against an automated arithmetic harness before publication - so what you see on the page is the arithmetic the book actually teaches.Expanded & corrected printing - August 2026. Every problem in this book was re-verified against an independent arithmetic check. That pass found and fixed a small number of errors in the answer keys for the compound-interest, borrowing, smart-spending and financial-decisions chapters - a future-value figure, a loan comparison, a savings target, and a handful of worked-solution lines, etc.The math behind Shipping may be from multiple locations in the US or from the UK, depending on stock availability.…

Condizione: New.

Condizione: As New. Unread book in perfect condition.

PAP. Condizione: New. New Book. Shipped from UK. Established seller since 2000.

Condizione: New.

Condizione: As New. Unread book in perfect condition.

Taschenbuch. Condizione: Neu. Neuware - Most people have a complicated relationship with money. Turns out, it's the maths they were never taught. You know you should be saving more, but compound interest feels abstract. You've signed loan agreements without fully checking the numbers. You've paid minimum balances not quite sure what was happening underneath. None of that is your fault - these calculations were never explained in plain terms. The Money Math Workout changes that. Not with theory. With practice. Real numbers from real financial decisions - budgets, interest rates, loan payments, credit card balances, savings goals, tax estimates, and the percentages behind every deal, raise, and bill you encounter. Every chapter covers one essential money skill and gives you enough practice to actually trust yourself with it. Inside each of the 7 chapters: - Quick Reference Card - The concept in plain English. One page. No jargon.- 4 Fully Worked Examples - Every step shown. Every calculation explained.- Set A: 20 standard practice problems. Build the skill.- Set B: 20 real-world word problems. Use the skill.- Set C: 10 mental math challenges. No calculator allowed.- Set D: 5 'Explain It' prompts. Prove you understand it, not just calculate it.- Brain Break - A fascinating bit of financial history to keep things interesting.- Full Answer Key - At the end of each chapter, not hidden in the back.385 problems. 7 chapters. 7 diagrams. Zero finance jargon. Book 2 of the Math Didn't Have to Be This Hard: The Workout Series. Same no-nonsense voice. Same respect for your time. Your wallet will notice the difference. Grab a pencil. Let's sort out the numbers. Written in collaboration with AI under the author's direction. All mathematical content, problems, examples, and answers have been verified for accuracy. Despite verification, errors may remain.…

Condizione: New. Print on Demand.

PAP. Condizione: New. New Book. Shipped from UK. Established seller since 2000.

Paperback. Condizione: new. Paperback. Most people have a complicated relationship with money. Turns out, it's the maths they were never taught. You know you should be saving more, but compound interest feels abstract. You've signed loan agreements without fully checking the numbers. You've paid minimum balances not quite sure what was happening underneath. None of that is your fault - these calculations were never explained in plain terms. The Money Math Workout changes that. Not with theory. With practice. Real numbers from real financial decisions - budgets, interest rates, loan payments, credit card balances, savings goals, tax estimates, and the percentages behind every deal, raise, and bill you encounter. Every chapter covers one essential money skill and gives you enough practice to actually trust yourself with it. Inside each of the 7 chapters: Quick Reference Card - The concept in plain English. One page. No jargon.4 Fully Worked Examples - Every step shown. Every calculation explained.Set A: 20 standard practice problems. Build the skill.Set B: 20 real-world word problems. Use the skill.Set C: 10 mental math challenges. No calculator allowed.Set D: 5 "Explain It" prompts. Prove you understand it, not just calculate it.Brain Break - A fascinating bit of financial history to keep things interesting.Full Answer Key - At the end of each chapter, not hidden in the back.385 problems. 7 chapters. 7 diagrams. Zero finance jargon. Book 2 of the Math Didn't Have to Be This Hard: The Workout Series. Same no-nonsense voice. Same respect for your time. Your wallet will notice the difference. Grab a pencil. Let's sort out the numbers. Written in collaboration with AI under the author's direction. All mathematical content, problems, examples, and answers have been verified for accuracy. Despite verification, errors may remain. This item is printed on demand. Shipping may be from our UK warehouse or from our Australian or US warehouses, depending on stock availability.…