Owen hartwell (78 risultati)

Condizione: As New. Unread book in perfect condition.

Condizione: New.

Condizione: New.

Condizione: New.

Condizione: New.

Condizione: New.

Condizione: New.

Condizione: As New. Unread book in perfect condition.

Condizione: As New. Unread book in perfect condition.

Condizione: As New. Unread book in perfect condition.

Condizione: As New. Unread book in perfect condition.

Condizione: As New. Unread book in perfect condition.

Condizione: New.

Condizione: As New. Unread book in perfect condition.

Condizione: New.

Condizione: New.

Condizione: New.

Condizione: New.

Condizione: New.

Condizione: As New. Unread book in perfect condition.

Condizione: As New. Unread book in perfect condition.

Condizione: As New. Unread book in perfect condition.

Condizione: As New. Unread book in perfect condition.

Condizione: As New. Unread book in perfect condition.

Hardcover. Condizione: Very Good. half-leather cover with marbled boards shows minor wear and rubbing. pages lightly tanned and clean. profusely illustrated.

Paperback. Condizione: new. Paperback. If you're on (or about to file for) long-term disability and Social Security just approved your SSDI claim. congratulations - and brace yourself.That big back-pay check is about to arrive. right before your LTD insurer sends a letter asking for $20,000-$50,000 of it back.This is the SSDI + LTD coordination trap that catches almost everyone by surprise.SSDI + LTD Coordination is the plain-English, kitchen-table guide that shows you exactly how the two systems are wired together - and how to protect your money before the fine print costs you thousands.Written by a Physician Assistant with 30 years of clinical experience and a personal connection to chronic illness challenges, this guide cuts through the confusion most other books ignore.Inside you'll discover: - The SSDI back-pay trap - and the four ways to minimize or avoid the massive reimbursement demand- Real offset math with actual numbers - exactly what you'll keep each month- How to survive the 24-month "own-occupation to any-occupation" cliff- The employer playbook (FMLA, COBRA, termination risk, and how to protect yourself)- Working while disabled - trial work periods, Ticket to Work, and the earning rules that won't kill your benefits- 50+ real questions answered from families who've already been through itWhether you're still working but struggling, just stopped working, already on LTD, or approved for one system and stuck on the other, this guide gives you the clear next steps you need right now.No jargon. No fluff. Just honest, practical help you can use at your kitchen table - before the fine print costs you thousands.Part of the Kitchen Table Guide(TM) series - trusted, straightforward resources for real families facing hard situations. This item is printed on demand. Shipping may be from multiple locations in the US or from the UK, depending on stock availability.…

Taschenbuch. Condizione: Neu. Neuware - Do you ever wonder whether you're making decisions based on facts-or simply reacting to assumptions, emotions, pressure, or incomplete information In a world filled with endless opinions, social media claims, misleading headlines, statistics, persuasive arguments, and AI-generated content, knowing how to think clearly has become an essential everyday skill.The Beginner's Guide to Critical Thinking offers a practical, accessible introduction to thinking more carefully, evaluating information, and making better judgments without turning every decision into an exhausting analysis.Inside this book, you'll learn how to: - Distinguish facts from opinions, assumptions, and beliefs- Ask better questions before accepting a claim- Evaluate evidence and recognize weak or misleading support- Identify unreliable information and misleading statistics- Evaluate online sources and viral claims- Understand common cognitive biases and how they influence judgment- Recognize common logical fallacies- Manage emotional reactions and mental pressure- Make more thoughtful decisions using practical frameworks- Understand probability, risk, uncertainty, and incomplete information- Adjust your beliefs when credible new evidence appears- Develop practical habits for clearer everyday thinkingThe book also includes practical questions, checklists, examples, and exercises designed to help you apply critical thinking to real-life situations-from evaluating information online and comparing choices to handling disagreements, purchases, opportunities, and important decisions.You don't need a background in philosophy, psychology, or formal logic to benefit from this book.The goal isn't to become someone who is always right. It's to become someone who pauses, questions, checks the evidence, considers alternatives, and makes more reasonable judgments.Pause. Question. Check. Compare. Think. Then decide.Start building a more deliberate approach to information, decisions, and everyday life.…

Taschenbuch. Condizione: Neu. Neuware - If you're on (or about to file for) long-term disability and Social Security just approved your SSDI claim. congratulations - and brace yourself.That big back-pay check is about to arrive. right before your LTD insurer sends a letter asking for $20,000-$50,000 of it back.This is the SSDI + LTD coordination trap that catches almost everyone by surprise.SSDI + LTD Coordination is the plain-English, kitchen-table guide that shows you exactly how the two systems are wired together - and how to protect your money before the fine print costs you thousands.Written by a Physician Assistant with 30 years of clinical experience and a personal connection to chronic illness challenges, this guide cuts through the confusion most other books ignore.Inside you'll discover: - The SSDI back-pay trap - and the four ways to minimize or avoid the massive reimbursement demand- Real offset math with actual numbers - exactly what you'll keep each month- How to survive the 24-month 'own-occupation to any-occupation' cliff- The employer playbook (FMLA, COBRA, termination risk, and how to protect yourself)- Working while disabled - trial work periods, Ticket to Work, and the earning rules that won't kill your benefits- 50+ real questions answered from families who've already been through itWhether you're still working but struggling, just stopped working, already on LTD, or approved for one system and stuck on the other, this guide gives you the clear next steps you need right now.No jargon. No fluff. Just honest, practical help you can use at your kitchen table - before the fine print costs you thousands.Part of the Kitchen Table Guide(TM) series - trusted, straightforward resources for real families facing hard situations.…

Taschenbuch. Condizione: Neu. Neuware - You just got the diagnosis. Now what You're sitting in the parking lot after the doctor's appointment, and your mind is racing. Medicaid Medicare Veterans benefits Who do I call first What programs exist in Florida How do we pay for this Take a breath. This guide was written for exactly this moment.The 2026 Florida Alzheimer's & Dementia Benefits Action Guide for Families is not a medical guide. It's a carefully curated roadmap to every benefit, program, and resource available to Florida families navigating Alzheimer's and dementia care - written in plain language by a PA-C with 30 years of clinical experience and a personal connection to this disease.This is a benefits and programs guide. Inside you'll find: A week-by-week action checklist so you know exactly what to do first How Florida Medicaid actually works - including the SMMC-LTC waitlist strategy most families learn about too late Florida-specific programs most families never hear about - ADI, FACE, CCE, PACE, RELIEF, OSS, and more The legal documents and planning tools you need before it's too late - including the Lady Bird Deed and Miller Trust Veterans benefits that could pay up to $2,727/month - and why most eligible families never apply What to do if Medicaid denies you - and why you should never just reapply How to find and evaluate the right facility - and what those 'memory care' labels really mean in Florida Caregiver protections, FMLA rights, respite programs, and support resources - because you matter tooEvery phone number. Every program. Every eligibility rule. Curated specifically for Florida families and updated for 2026.This is not a textbook. This is a friend sitting across from you at the kitchen table, helping you cut through the confusion and take action. A Kitchen Table Guide(TM).Over 580,000 Floridians are living with Alzheimer's disease. The programs and benefits exist. Most families just never find them. This guide makes sure you do.…

Taschenbuch. Condizione: Neu. Neuware - You have read Alzheimer's and dementia care books. Now read a guide specifically designed to show you HOW TO PAY for Alzheimer's and Dementia care. Don't let the overwhelming cost of long-term care drain your family's hard-earned savings before you even know your options. Written by a clinical professional with 30 years of medical experience, this book strips away the dense, frustrating legalese to speak directly to you in an easily understandable, over-the-kitchen-table voice. It serves as your definitive, real-world roadmap to shielding your assets, maximizing your coverage, and securing the high-quality care your loved one deserves.Navigating state healthcare and financial benefits shouldn't feel like trying to solve a puzzle in the dark. This guide shines a light on exactly what state benefits are available and, more importantly, what they actually mean for your family's day-to-day life and wallet. You will discover how specific programs handle eligibility, what assets are legally protected, and how state-exclusive rules can shield a lifetime of savings from being completely spent down before care even begins.Instead of leaving you to struggle through confusing bureaucratic terms on your own, this book provides clear, practical tools that feel like having an expert sitting right next to you at the table: Step-by-Step Checklists: Straightforward timelines that map out your immediate priorities for the first two weeks, subsequent months, and long-term milestones so your family always knows exactly what to do next.Strategic Decision Trees: Clear pathways to help you find your exact starting point based on your current situation-whether you just received a fresh diagnosis, are trying to unlock home care benefits, or are navigating a sudden crisis.You don't have to read this guide from cover to cover to get peace of mind. It is structured specifically so you can flip directly to the exact chapter your family needs today, use the structured tools to make an immediate decision, and return to the rest when you are ready.Stop guessing at the rules and risking costly mistakes. Equipping your family with these precise checklists and straightforward financial strategies is the difference between ending this challenging journey financially intact, or watching a lifetime of savings disappear.…